Like most other Americans that are saving for retirement, you probably need to make adjustments in your investment or retirement portfolio from time to time. Of course, making these changes will have tax consequences, unless they happen inside a tax-deferred account or plan.
However, if you own any type of life insurance or annuity, then you [...]
« Archive for the ‘Investing’ Category
1035 Exchanges Avoid the Tax Man
Posted by Mark Cussen
May 29, 2008 10:20 AM
May 29, 2008 10:20 AM
Know Your Mutual Fund’s Breakpoints
Posted by Mark Cussen
May 16, 2008 10:54 AM
May 16, 2008 10:54 AM
If you are like most other Americans that are saving for retirement, then at least a portion of your portfolio is invested in mutual funds. In most cases, this means that you are probably paying some sort of sales charge for your investment. This fee can range anywhere from 2 or 3 percent up to [...]
Reduce Your Capital Gains Distributions with UITs
Posted by Mark Cussen
May 6, 2008 05:26 PM
May 6, 2008 05:26 PM
For many investors looking for higher returns and portfolio diversification, mutual funds are ideal investments. They offer a combination of professional management, liquidity and reduced volatility that makes them excellent vehicles for both growth and income investors. However, some investors follow simpler investment strategies that do not require active portfolio management, and therefore do not [...]
Roll Your IRA into a Qualified Plan
Posted by Mark Cussen
April 27, 2008 01:33 PM
April 27, 2008 01:33 PM
Although the IRS has allowed for tax-free rollovers from one IRA to another or from a qualified plan to an IRA for years, the Economic Growth and Tax Relief Reconciliation Act of 2001 added a new provision: a direct rollover from a self-directed IRA into a qualified plan. This new directive has created several opportunities [...]
Investing in Real Estate in Your IRA Account
Posted by Mark Cussen
March 31, 2008 11:13 PM
March 31, 2008 11:13 PM
Have you watched the prices of real estate climb each year in your community and thought about how it might be a great idea to have a rental or commercial property in your IRA? Although real estate can be a good addition for your portfolio, owning it within an IRA can be packed with problems.
How to Assess the Performance of Your Portfolio
Posted by Mark Cussen
March 31, 2008 11:11 PM
March 31, 2008 11:11 PM
When markets are down or sluggish, it’s easy to feel that your mutual fund is under-performing. Before assigning a term like “under-performing” to a fund, you should take many factors into account. If your fund is down enough to worry you, it’s a good idea to call your financial advisor with some key questions.