« Archive for the ‘Budgeting’ Category
Posted by Jen Stryker
January 16, 2010 09:00 AM
Is one of your New Year’s resolutions to get your financial house in order?
Check out a new book called One Year to an Organized Financial Life: From Your Bills to Your Bank Account, Your Home to your Retirement, the Week-by-Week Guide to Achieving Financial Peace of Mind by Regina Leeds and Russell Wild.
It will change [...]
Posted by RateRunner
January 2, 2010 10:50 AM
Having money automatically added to your savings account each time you buy something is one way to put something aside for the future.
Now U.S. Bank has come up with one of the best spend-and-save programs we’ve seen.
It’s more generous and flexible than other programs, allowing you to build a bigger balance and rewarding your efforts [...]
Posted by RateRunner
September 13, 2009 08:00 AM
Would eliminating your monthly car payment, and other related costs, like insurance, gas, maintenance and repairs make a difference in meeting your budget?
Maybe you should consider sharing rather than owning a car.
More than 300,000 drivers have already joined more than two dozen car share programs across the country, which allow the to use — and [...]
Posted by CrankySaver
September 3, 2009 05:00 PM
“Cash for Clunkers” may be over, but our favorite discount is still available on dozens of new cars and trucks.
That’s 0% financing.
If a finance company is willing to lend you $20,000, $30,000 or more for free, we say, grab it.
Here’s why.
If you finance $25,000 for four years at 0%, you’ll pay $521 per month [...]
Posted by Jen Stryker
August 28, 2009 09:00 AM
Looking to save cash and aggravation on everything from home improvements to health care by weeding out the bad guys?
Check out Angie’s List, which I just did for the first time.
A few friends had used Angie’s List to vet contractors — they wanted to find companies that others had raved about instead of looking [...]
Posted by DealMaven
August 25, 2009 09:00 AM
We’ve been impressed with three banks that have not succumbed to the temptation to lower the rates or limit the reach of their high-yield checking accounts since last fall or winter.
They’re still paying more than 4% and offering their high-yield, or reward checking accounts as they’re sometimes called, nationwide.
Bank of the Sierra, with 22 branches [...]
Posted by CrankySaver
August 23, 2009 09:00 AM
Happy Birthday to us!
Bankaholic is three this summer and we thought it would be a good time to look back and pick our 10 favorite, dare we say greatest, deals.
We combed through almost 600 posts to find everything from the most sky-high CD rate to the all-time best gift for opening a new account — [...]
Posted by Jen Stryker
August 8, 2009 11:00 AM
Looking at your savings and bills and wondering how the heck to move financially forward?
Give Thrive, a free financial advising service, a whirl.
Designed with 20- and 30-somethings in mind, Thrive takes the account numbers and passwords to your bank, credit card, mortgage and investment statements and automatically downloads all of the info it needs.
It [...]
Posted by CrankySaver
July 8, 2009 10:56 AM
Over the past few weeks, airlines held the line on ticket prices to see just how much summer travel would be off because of the recession.
A lot, judging by the fare war that erupted Tuesday and is clearly aimed at filling a lot of empty seats between now and early winter.
Three discount carriers got the [...]
Posted by CrankySaver
June 30, 2009 02:36 PM
If you’re shopping for a new checking account, pick the one that has all the features you need at the lowest possible cost.
The chance to win a few days at a Florida resort shouldn’t figure into the decision.
But that’s the hook Trustmark National Bank of Jackson, Miss. is using to attract new customers.
Apply for a [...]
Posted by CrankySaver
May 30, 2009 10:00 AM
It’s hard to know exactly how much money kids need for college because so much depends on where they plan to go.
But a new type of calculator is providing much better estimates of how much parents will be expected to pay, and what kind of financial aid a student might qualify for, based on family [...]
Posted by CrankySaver
March 2, 2009 02:54 PM
Here’s another way the recession is hurting all of us — even those of us who still have a job.
A survey by Hewitt Associates shows employers are planning to boost base salaries by less than 3% this year, the lowest average increase since the consulting firm began tracking the data in 1976.
The rapidly deteriorating economy [...]

Posted by Johns Wu
July 19, 2008 01:30 AM
A certificate of deposit that is issued in a U.S. market by a branch of a foreign bank. Most Yankee CDs come from New York. Yankee CDs are negotiable with a minimum face value of $100,000. As a negotiable certificate of deposit, a Yankee CDS is guaranteed by the bank and can be sold in [...]

Posted by Johns Wu
June 18, 2008 06:33 AM
From simple colds and viruses to life-threatening diseases, any kind of health problem can put a huge strain on your pocketbook. By adopting certain habits you cannot only save money on fewer doctor’s visits and medications, you can preserve your cash in other ways.
Below are eight frugal living tips that will actually lengthen your [...]

Posted by Johns Wu
September 25, 2007 02:24 PM
When you are looking into getting a new car, sometimes the option to lease instead of buy may be available to you. With advantages and disadvantages to each, how exactly do you know whether to lease a car or to buy one?

Posted by Johns Wu
September 22, 2007 03:11 AM
This has been called the Information Age yet it is remarkable how many people have never heard of the Mail or Telephone Order Merchandise Rule. This rule covers merchandise you order by mail, telephone, computer and fax.
It requires merchants to have a reasonable basis for claiming they can ship an order within a certain time. [...]

Posted by Johns Wu
September 8, 2007 08:48 PM
Summer is by far my least favorite season. Staying cool can be expensive, especially if you rely on central air conditioning. I’m trying to save some money, so I’ve been doing some research on how to cut back on my energy bill.
Tip #1 : Buy a portable air conditioner with a SEER (Seasonal energy efficiency [...]