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8 Tips for Saving Money and Your Life

money-saving-tips.PNG From simple colds and viruses to life-threatening diseases, any kind of health problem can put a huge strain on your pocketbook. By adopting certain habits you cannot only save money on fewer doctor’s visits and medications, you can preserve your cash in other ways.

Below are eight frugal living tips that will actually lengthen your lifespan.

1. Quit Smoking
Although quitting may be easier said than done, it is a no-brainer that doing so will cut costs and help save your life. The CDC actually offers a helpful guide to quitting smoking, which could be a great resource when you decide to put down the tobacco once and for all.

2. Stop Tanning
There is a growing fad for people of all ages and cultures to look bronzed. If you are seeking the warmth of a tanning bed in order to look a certain way, then it is time you stopped. Quitting now will decrease your chances of developing malignant melanoma.

3. Cancel Your Paid Television
It is obvious how this will save money, but you may not see the direct connection to your health. Simply put, it will get you off that couch and encourage you to pursue more active, healthy activities.

4. Drink Only Water
Water is essential for good health and you should definitely be drinking a minimum of eight glasses per day, maybe even more. By ditching all other beverages for simple tap water, you will also save a considerable amount of money.

5. Wear Sensible Shoes
This is a hard message to get across to many women, as they seem to think they are better off in stylish, expensive shoes. Not so, as many high-end shoes are terrible for your back and posture. This can, in turn, lead to other problems. Opt for sensibly priced, comfortable shoes – both your wallet and your back will thank you for it.

6. Avoid the Drive-Thru
Eating out while on the go can nickel and dime your pocketbook until there is nothing left. Not only that, but the food is often terribly unhealthy.

7. Eat Slowly
When you eat too quickly, you will often overeat as a result. This will likely cause you to spend more money on larger portions and it will also contribute to digestive issues. Take it easy when you start a meal and finish at your leisure.

8. Relax at Home
Rather than going out on the town when you have some free time, save your money and have a relaxing night in. Believe it or not, your stress level will be reduced when you can relax in a calm atmosphere. This, in turn, improves your overall health.

By following the above advice, you will save a ton of money. Luckily, you will have many more years to enjoy that saved money, as you will also be much healthier. Many people sacrifice health for money or vice versa, but it is possible to have it all by improving your everyday habits.

Comments (31)
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31 Existing Comments
  1. Tom said:
    on June 20th at 06:08 am

    Great collection of tips. I’m doing good on most of them but need to work on #6.

  2. PT said:
    on June 20th at 10:20 am

    Great list.

  3. FFB said:
    on June 20th at 11:44 am

    Great list of money/life tips!

  4. Vlada Kynsky said:
    on June 20th at 01:26 pm

    Nice post. It is good advice to combine health and money savings.


  5. L@spillingbuckets said:
    on June 20th at 03:01 pm

    Great tips. I need to work on slowing down when I eat, but I think I have the rest under control.

  6. iowahippiechick said:
    on June 20th at 07:36 pm

    I’m always on a quest for better health & saving money, but one of my self-indulgences, was diet Pepsi. I was not a HUGE consumer … yet a daily bottle was my norm. But seven days ago, something clicked in my head – I need to “quit” this stuff. I quit cold turkey and have been drinking water in place of it. I am LOVING it!!!! I feel totally better, my teeth even feel better, and don’t get me started on the financial savings!!! I know it has only been seven days – but I have not had a single craving. It is like a switch was flicked and I am totally good without it. Pretty cool …
    I think ditching soda is a win/win suggestion. Good for physical and dental health … plus the obvious financial savings.

  7. SingleGuyMoney said:
    on June 20th at 08:54 pm

    Great tips to save money. I need to work on drinking water only and avoiding the drive thrus. The big one is that I certainly need to quit smoking. Not only for the cost savings but also saving my health.

  8. Richard @ StudentScrooge said:
    on June 24th at 04:43 pm

    A nice list — although I think #3 is somewhat subjective; under the right circumstances and price combination, I think cable television can be worth it, and when combined with something like a TiVo can still result in time savings.

  9. Debt-tips said:
    on June 25th at 09:08 pm

    Interesting angle on saving money – I like the one about the drive through. In fact, I almost stopped at McDonald’s today to get a vanilla shake, but was past it by the time I thought to stop. Which of course saved me a few calories, and a few bucks, so not such a bad deal!

  10. Value For Your Life said:
    on June 26th at 04:50 pm

    Great tips! Not only did consciously drinking water help my back pain since I wasn’t so dehydrated all of the time, it actually helped me to lose weight too!

  11. Patrick said:
    on July 3rd at 11:19 pm

    Johns, interesting post. Would you be interested in syndicating your content on the home page of my site? It’s an online community of finance professionals ( ). I could add an RSS feed that will allow me to promote your blog posts to my home page (when i think it will lead to a good discussion and/or is appropriate), but I wanted to make sure you were comfortable syndicating first. The syndicated post would have a link back to your original post. Thanks, Patrick (you can reach me at if you have any questions).

    Also, if you are willing to provide a link to that would be much appreciated.

  12. Hoover said:
    on July 24th at 03:52 am

    On what evidence do you say that we should drink at least 8 glasses of water a day?

    Why are you giving non-specific advice about tanning? People need vitamin D, which is stimulated by exposure to sunlight. Cases of rickets are increasing, apparently because people are taking the “no tanning” advice literally.

  13. Money magneto said:
    on August 6th at 04:17 am

    Money Magneto Money Saving Tips

    Stop Gambling – It is foolish for any one to gamble because the house always wins. The odds are always stacked against the player by those who own the game. Luck never favours the player and even if the player win once there is always the temptation to play again and thereby lose everything.

    Kill the habits – last April the government increased the taxes on cigarettes and alcohols. Not only is cigarette and alcohol expensive but it is deadly to your lungs and liver.

    Saving account – Put your saved money in a high interest savings account. Banks such as kaupthing Edge offer saving rate of over 6.50%

  14. Amelia said:
    on August 6th at 03:43 pm

    Great posting. I found this blog article that has good tips to save money on dental. Its Pretty good info

  15. Darlene said:
    on September 3rd at 01:45 pm

    Some good tips. Another way to save money is to be well informed about your purchases. I use this site to get pricing information for dental, optical, chiropractic, and other health related issues. It gives prices based on your location. It recently saved me about 100 bucks at the dentist. Since i knew what the average price was i was able to negotiate a bit, and got a better price. I know you cant always negotiate with a practitioner, but hey, its worth a shot.

  16. click4credit said:
    on November 16th at 09:07 am

    maybe we could also limit the time one spends on internet surfing especially for those who are charged per minute. This would not only lessen expenses but would also help avoid Computer Vision Syndrome as well as aching back

    oh, and for the tanning, a high percentage of health care professionals believe that artifical UV rays can cause skin cancer…..there’s always the sun 😀

  17. Coupon shipping said:
    on November 18th at 12:12 pm

    Great list!

  18. Bill said:
    on January 19th at 11:48 am

    All the tips are good but don’t forget regular exercise. Save money and buy a stationary bike (for aerobics) and a home gym, as it’s far cheaper than health clubs. Buying this stuff is the easy part, having the discipline to formulate and practice an exercise regimum is the hard part. I’m 72 yrs old and have exercised regularly most of my life but this year I still had a mini stroke. Now I literally pedal for my independence. Another tip is to take a minute and learn about stroke (use the internet). A lot of people have mini strokes and don’t know it. At my age I fear stroke more than I do death. Take a walk through a nursing home sometime.

  19. Lovely said:
    on May 21st at 05:22 am

    I think most people would agree that saving money is something “easier said than done”. Personally, I believe it’s a mind-set that needs to be developed by creating good money-saving habits.

    Here are some things I’ve done to help change my spending habits:

    – Cooking more at home ? Eating out is very expensive especially if you do it a couple times a week
    – Shopping online ? You can find better deals than in the store and you save on gas (I recommend
    – Paying the full balance on credit cards each month ? Interest charge is like giving away free money
    – Don’t forget to pay yourself ? Set up an online savings account (they pay higher interest than a normal savings account)
    – Setting a budget and goals ? It’s good to have your goals written down so you see them everyday and don’t lose focus on your ultimate objectives

    Again, saving money requires a lot of patience and hard work. However, you’ll thank yourself later on in life. Good luck everyone!! =)