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	<title>Comments on: Holding The Line On High-Yield Checking</title>
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	<description>Blogging about personal finance and economic policy</description>
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		<title>By: John Nelson</title>
		<link>http://www.bankaholic.com/finance/holding-the-line-on-high-yield-checking/comment-page-1/#comment-29270</link>
		<dc:creator>John Nelson</dc:creator>
		<pubDate>Mon, 29 Mar 2010 21:27:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.bankaholic.com/finance/?p=1087#comment-29270</guid>
		<description>Be very wary of giving your money to the Bank of the Sierra. They will ding your credit, collect private information above and beyond what is usually required, and DENY your application. Customer service is nonexistent and scoffs at any request for help. It appears to me to be a scam. There are banks with better service to deal with and that will not ruin your credit to boot. I agree with the last poster, BEWARE!</description>
		<content:encoded><![CDATA[<p>Be very wary of giving your money to the Bank of the Sierra. They will ding your credit, collect private information above and beyond what is usually required, and DENY your application. Customer service is nonexistent and scoffs at any request for help. It appears to me to be a scam. There are banks with better service to deal with and that will not ruin your credit to boot. I agree with the last poster, BEWARE!</p>
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		<title>By: Tiffani</title>
		<link>http://www.bankaholic.com/finance/holding-the-line-on-high-yield-checking/comment-page-1/#comment-26793</link>
		<dc:creator>Tiffani</dc:creator>
		<pubDate>Wed, 26 Aug 2009 21:17:21 +0000</pubDate>
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		<description>I’m getting really competitive rates with a product called easyGROW Checking at First Bank &amp; Trust. You can go to www.easyGROWchecking.com for the info (including the current interest rate); but to summarize, it is a free high-yield account that also offers ATM fee refunds when I meet the three qualifications: using my debit card at least ten times, receiving e-Statements, and having a least one direct deposit or automatic payment each cycle.  I do all of those things anyway, so it’s been really easy for me to qualify…and they send me an email each month to let me know if I met the qualifications.  I have to admit, I love not having to worry about whether or not an ATM is on my network, and the interest is already starting to add up.  It only takes $100 deposit to open the account, and there is no minimum balance.</description>
		<content:encoded><![CDATA[<p>I’m getting really competitive rates with a product called easyGROW Checking at First Bank &amp; Trust. You can go to <a href="http://www.easyGROWchecking.com" rel="nofollow">http://www.easyGROWchecking.com</a> for the info (including the current interest rate); but to summarize, it is a free high-yield account that also offers ATM fee refunds when I meet the three qualifications: using my debit card at least ten times, receiving e-Statements, and having a least one direct deposit or automatic payment each cycle.  I do all of those things anyway, so it’s been really easy for me to qualify…and they send me an email each month to let me know if I met the qualifications.  I have to admit, I love not having to worry about whether or not an ATM is on my network, and the interest is already starting to add up.  It only takes $100 deposit to open the account, and there is no minimum balance.</p>
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