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‘Financial Independence’ Sale Is Back

Capital One 360 logo The annual “Financial Independence Days” sale is back at Capital One 360, and while the deals aren’t nearly as good as they once were, some are worth noting.

For example, the bank’s combined checking and savings account bonuses are worth $176.

But you have to act quickly because the offer is only available through July 3.

You’ll get $100 if you open a 360 Checking account and use your debit card to make five purchases, or use mobile banking to make five deposits, or a combination of the two. If you do that within 45 days of opening your account, you’ll get a $100 bonus on day 50.

There’s no minimum deposit required to open an account, and the account has no monthly service fee. You’ll earn 0.20% APY on balances to $49,999. Balances between $50,000 and $99,999 earn 0.75% APY, and larger balances earn 0.80% APY.

Then if you open a 360 Savings account with a deposit of at least $500, you’ll earn $76 more. The account pays 0.75% APY on your entire balance, and you don’t need to keep a certain amount in your account to earn interest.

You can open each account independently, or open both accounts and land a bigger bonus. You need to open your accounts online.

Capital One 360 is an online bank based in McLean, Va., and owned by Capital One Financial Corp., which bought the bank formerly known as ING Direct in 2012.

Find all the Fourth of July deals at

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