Comments on: Fair Debt Collection Practices Act Laws

By: Debra J. Cullen

Debra J. Cullen — Thu, 02 Jul 2009 01:12:57 +0000

Thank you VERY much for your site. This has been quite helpful. I have been a victim of SEVERAL Unfair collection laws by a rep. at WACKOVIA AUTO LOANS DEPT. How do I get intouch with ANYONE who can help me? This rep. refused to allow me to speak to a supervisor about his absurd behavior, after he called me 3 days after arrangements had been made, BY HIM, on an account that was ONLY 40 day delinquant! Can anyone help me???
EXTREMELY ANGRY!!!

By: Cummaovarcobbor

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By: cwxwwwxdfvwwxwx

cwxwwwxdfvwwxwx — Thu, 25 Dec 2008 09:28:38 +0000

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By: Barb

Barb — Fri, 18 Jul 2008 00:29:53 +0000

I just saw the post above — If you get a post card referring to your debt – That is illegal and inviolation of the FDCPA!

By: Barb

Barb — Fri, 18 Jul 2008 00:28:30 +0000

If you are getting calls from the bank that you have your debt with — DO NOT ignore those calls. You are only making things worse for yourself. Work with them before it gets sent to a collection agency or even an attorney.

By: L. Garbera

L. Garbera — Thu, 14 Feb 2008 22:27:35 +0000

Are there any court cases that detail exactly what is requred from a creditor in order to validate a debt? Is a copy of a statement all that is required?

Thanks

By: Word Hugger

Word Hugger — Sun, 02 Sep 2007 04:31:57 +0000

“contact you by postcard”, wow I didn’t expect people thought they did.