Comments on: Earn 4.30% With Royal Banks Checking http://www.bankaholic.com/finance/earn-4-30-with-royal-banks-checking/ Blogging about personal finance and economic policy Wed, 08 Feb 2012 15:02:04 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: Bob http://www.bankaholic.com/finance/earn-4-30-with-royal-banks-checking/comment-page-1/#comment-32046 Bob Tue, 12 Oct 2010 15:11:27 +0000 http://www.bankaholic.com/finance/?p=1281#comment-32046 On a sadder note, South Division Credit Union, which had been offering 4%, just dropped their rate to 2%. They did not bother to send out messages, but it is now listed on their website. On a sadder note, South Division Credit Union, which had been offering 4%, just dropped their rate to 2%. They did not bother to send out messages, but it is now listed on their website.

]]> By: John Nelson http://www.bankaholic.com/finance/earn-4-30-with-royal-banks-checking/comment-page-1/#comment-29272 John Nelson Mon, 29 Mar 2010 21:32:55 +0000 http://www.bankaholic.com/finance/?p=1281#comment-29272 Be very wary of giving your money to the Bank of the Sierra. They will ding your credit, collect private information above and beyond what is usually required, and DENY your application. Customer service is nonexistent and scoffs at any request for help. It appears to me to be a scam. There are banks with better service to deal with and that will not ruin your credit to boot. I agree with the last poster, BEWARE! Be very wary of giving your money to the Bank of the Sierra. They will ding your credit, collect private information above and beyond what is usually required, and DENY your application. Customer service is nonexistent and scoffs at any request for help. It appears to me to be a scam. There are banks with better service to deal with and that will not ruin your credit to boot. I agree with the last poster, BEWARE!

]]> By: DealMaven http://www.bankaholic.com/finance/earn-4-30-with-royal-banks-checking/comment-page-1/#comment-29201 DealMaven Mon, 22 Mar 2010 21:28:34 +0000 http://www.bankaholic.com/finance/?p=1281#comment-29201 We checked with Royal Banks and sadly they are now limiting their 4.30% APY on their Majestic checking account to Missouri residents. But this has been a popular program with our readers and Royal Banks had a good, long run since first offering it in May, 2009. Unfortunately, we often see national exposure of excellent programs lead to banks getting more business than they can handle. Then they decrease the rate or limit the marketing area limited, or both. We checked with Royal Banks and sadly they are now limiting their 4.30% APY on their Majestic checking account to Missouri residents. But this has been a popular program with our readers and Royal Banks had a good, long run since first offering it in May, 2009.

Unfortunately, we often see national exposure of excellent programs lead to banks getting more business than they can handle. Then they decrease the rate or limit the marketing area limited, or both.

]]> By: Kevin http://www.bankaholic.com/finance/earn-4-30-with-royal-banks-checking/comment-page-1/#comment-29198 Kevin Mon, 22 Mar 2010 14:26:31 +0000 http://www.bankaholic.com/finance/?p=1281#comment-29198 As of March, 2010, this offer is only available to MS residents. As of March, 2010, this offer is only available to MS residents.

]]> By: rick@rickety http://www.bankaholic.com/finance/earn-4-30-with-royal-banks-checking/comment-page-1/#comment-29051 rick@rickety Fri, 19 Mar 2010 01:58:23 +0000 http://www.bankaholic.com/finance/?p=1281#comment-29051 As you are probably aware Royal Banks now requires 15 transactions a month but has kept the rate at 4.3%. They are a very good bank to work with and have a minimum of fuss to open an account. As you are probably aware Royal Banks now requires 15 transactions a month but has kept the rate at 4.3%. They are a very good bank to work with and have a minimum of fuss to open an account.

]]>