Happy Birthday to us!
Bankaholic is three this summer and we thought it would be a good time to look back and pick our 10 favorite, dare we say greatest, deals.
We combed through almost 600 posts to find everything from the most sky-high CD rate to the all-time best gift for opening a new account — and it ain’t no stinkin’ toaster.
Our favorite:
Certificate of Deposit paid 6.01%. It was a 9-month CD from World Savings Bank in August 2006. If only we could have locked in that rate for 99 months.
Mortgage came from AimLoan.com, which offered a 30-year, fixed-rate home loan for an astounding 4.375% in early May, right after mortgage rates hit an all-time low. The $1,995 in fees and 1.673 discount points didn’t diminish a deal that was available in 40 states.
Savings Account earned 6.00% APY from HSBC Direct in March 2007. When we see Chase paying 0.01% APY on its savings accounts this summer, it makes us weep bitter tears.
Money Market Account paid a similar 6.00%. It was from Dime Bank back in July 2006.
Free Gift was a 22-inch Sharp LCD HDTV worth about $300 to anyone who invested at least $20,000 in an 11-month CD paying 2.21% APY from Irwin Union Bank. And that was just last month. It was a little ray of sunshine in this dreary summer for savers.
Checking Account Bonus was a $100 gas card US Bank gave to new customers last summer when pump prices were over $4 a gallon.
High-Yield Checking Account is from Bank of the Sierra in California. It’s been paying 4.51% APY on balances up to $25,000 ever since its Sierra Reward Checking was launched last October. And it still accepts out-of-state applicants.
Bonus Miles or Cash Credit Card Deal was from American Express. Sign up for a Business Gold Rewards Card in July 2007 and you could get 25,000 reward points, enough for round-trip domestic plane ticket, or $250 cash.
No-Interest Credit Card Deal had to be Capital One’s “No Hassle Miles” card in February 2009 — 0% on purchases for a full year. And it’s a great card.
Auto Loan was 3.99% for 48 months, and 4.09% for 60 months, from Think Bank back in April. Here’s the really good news, you can still get 3.99% financing for 24 months, 4.19% for 48 months and 4.29% for 60 months.
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