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Top 6-Month CD Yield Drops To 0.92%

After more than a year offering a 6-month return of 1.05% APY, which became the top nationally available yield on our CD Rates Leaderboard, My Savings Direct has bowed out.

That leaves TAB Bank in the top spot, offering the new, lower lead return of 0.92% APY.

TAB Bank, formerly Transportation Alliance Bank, was established to provide financial services to the transportation industry. It now offers an array of online business and personal banking services and is based in Ogden, Utah.

It requires a minimum deposit of $1,000 for its certificates.

Banks qualify for our rankings by imposing no restrictions on who can buy their certificates of deposit, either online or through the mail.

Compare these returns with the best CD rates from scores of banks in our extensive database.

Here are the best nationally available 6-month CDs.

Bank Yield Minimum Deposit
TAB Bank 0.92% $1,000
Capital One 360 0.90% No minimum
Live Oak Bank 0.90% $2,500
Colorado Federal Savings Bank 0.90% $5,000
BAC Florida Bank 0.87% $1,500
First Internet Bank of Indiana 0.86% $1,000
EH National Bank 0.86% $10,000
MySavingsDirect 0.85% $1,000
Triumph Savings Bank 0.85% $1,000
EverBank 0.85% $1,500
E-Loan 0.85% $10,000
Popular Direct 0.85% $10,000
ableBanking 0.80% $1,000
The Federal Savings Bank 0.80% $10,000
AloStar Bank of Commerce 0.76% $1,000
Bank of Internet USA 0.75% $1,000
HSBC Bank 0.75% $1,000
Pacific National Bank 0.75% $1,000
Giant Bank 0.75% $2,500
California First National Bank 0.75% $5,000
CIT Bank 0.72% $1,000
UmbrellaBank.com 0.71% $10,000
GS Bank 0.70% $500
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