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Top 3-Year CD Yield Jumps To 1.70%

Bank of Baroda has captured the lead position among banks offering the best nationally available returns on 36-month CDs on our CD Rates Leaderboard.

With a yield of 1.70%, the U.S. branch of India’s second-largest bank has edged out two other U.S.-based banks with ties to India’s largest bank and a San Diego-based bank.

Bank of Baroda asks for a minimum deposit of just $1,000, compared with the heftier amounts required by the three banks offering the next-highest rate.

Banks qualify for our rankings by imposing no restrictions on who can buy their certificates of deposit, either online or through the mail.

Compare these returns with the best CD rates from scores of banks in our extensive database.

Here are the best nationally available 36-month CDs.

Bank Yield Minimum Deposit
Bank of Baroda 1.70% $1,000
State Bank of India – Chicago 1.68% $2,500
State Bank of India – New York 1.68% $5,000
TAB Bank 1.64% $1,000
Radius Bank 1.60% $500
Sallie Mae Bank 1.60% $2,500
E-Loan 1.60% $10,000
The Federal Savings Bank 1.60% $10,000
Popular Direct 1.60% $10,000
EverBank 1.55% $1,500
Live Oak Bank 1.55% $2,500
Ally Bank 1.55% $25,000
Barclays Bank 1.50% No minimum
Synchrony Bank 1.50% $2,000
Discover Bank 1.50% $2,500
KS StateBank 1.45% $500
Nordstrom Bank 1.45% $1,000
BAC Florida Bank 1.45% $1,500
BankDirect 1.45% $10,000
First Internet Bank of Indiana 1.41% $1,000
Silvergate Bank 1.41% $25,000
State Farm Bank 1.40% $500
5Star Bank 1.40% $1,000
Green Bank 1.40% $1,000
Triumph Savings Bank 1.40% $1,000
California First National Bank 1.40% $5,000
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