Comments on: Lock in 4.00%+ CD Rates While You Can!

By: Mike

Mike — Tue, 15 Apr 2008 15:19:19 +0000

In case you don’t know, click on my name to visit the website link. I just found that out myself.

By: Mike

Mike — Tue, 15 Apr 2008 15:17:45 +0000

What everybody needs to do who wants to invest money with very little risk and the highest return on investment needs to do is use Prosper. The interest you earn is higher than ANY CD, Savings, etc… Any with only a $50 minimum, no maximum and any number of accounts, you can build a portfolio and invest $50 an unlimited amount of times or $1,000 once. Returns are anywhere from 7%-35%, you choose! I have been investing on this site for a while with great success, I love it! Plus, while you are investing, you are helping others and lets face it, even the best bank that you love doesn’t care about you, they are out to make as much money from you as they can, this method helps us stick it to the banks, this is not a bank. New investors earn a $25 bonus for signing up, check out my listing first using the link, then I invite you to check out the whole site.

By: Hana Hawaii

Hana Hawaii — Wed, 02 Apr 2008 21:51:46 +0000

Patelco Credit Uniton has $50 bonus on new checking account with $100 direct deposit for 3 months. Not a bad deal for now. They also offer 4% 12months CD with min $1,000. I like them a lot.

By: Kent

Kent — Fri, 28 Mar 2008 02:35:23 +0000

are CD accounts even worth it? if i have 150,000 to invest, what’s the safest/best route to go?

By: Inndesign

Inndesign — Thu, 27 Mar 2008 01:43:11 +0000

“Brick and Mortar” is a internet term coined in the last 90’s referring to a store or business in a physical form as a building. It reflects on the physical properties used in a buildings construction. A “Web Presence” would be the digital version, but in reference to internet commerce verses a building.

By: David

David — Mon, 24 Mar 2008 19:16:07 +0000

What is a “brick & mortar” branch?

By: Lulu-CA

Lulu-CA — Wed, 19 Mar 2008 23:13:20 +0000

^ i mean 3%

By: Lulu-CA

Lulu-CA — Wed, 19 Mar 2008 23:13:01 +0000

if i opened a wamu savings last month and the rate is cut by 1%, all i’ll earn is 4% or does it mean i locked it in at 4%? does the lock in only apply to CDs? thanks

By: Jerry-Denver, CO

Jerry-Denver, CO — Mon, 17 Mar 2008 21:50:55 +0000

The Bank of Denver has a 6 mo. CD, @ 3.30%, renewable at same or higher in effect. unlimited add-to $1000 or greater. $2.500 min opening & one time withdraw up to half no penalty good till 2008/03/31

By: Stuart

Stuart — Mon, 17 Mar 2008 20:37:37 +0000

The time to have locked in with a CD was last year, if you had funds available, when you could still get 5.50APY+. To do it now is just a knee-jerk reaction. Remember, CDs are a trap, designed to make banks money (not you), and it generally takes at least a 6.00% return over the long haul JUST TO BREAK EVEN AFTER TAXES AND INFLATION!

By: Jerry-Denver, CO

Jerry-Denver, CO — Mon, 17 Mar 2008 15:34:48 +0000

Hello Skwids, These posts/comments pick up the things that missed publicaltion time, We are the ARGUS with a thousand eyes. I’ll check out the Indy. Trans.Aliance, & Armed forces.

Jerry

By: skwids

skwids — Mon, 17 Mar 2008 06:31:19 +0000

How come Bankrate.com doesn’t list all the high rates…. the 4.01% by Indymac for example? They don’t mention Transportation Alliance Bank, or Armed Forces Bank either.

Are they being paid to list certain banks? I’m losing faith in their listings.

By: Marty

Marty — Mon, 17 Mar 2008 02:54:29 +0000

Thanks for the CD tips. Bernake lowered the discount rate tonight so I’m trying to lock my money in a CD before the rate falls.

By: Jerry-Denver, CO

Jerry-Denver, CO — Sun, 16 Mar 2008 22:56:38 +0000

I checked all my current credit cards for Bal-trans/Cash-adv: existing US Bank Visa has 9 billing cycle Balance transfere, 1.99%, no fee, payback 1% of bal. + interest each month. I don’t have to wait till May to do the ADD TO CD at WaMu.

By: Jarod the Pretender

Jarod the Pretender — Sun, 16 Mar 2008 01:02:54 +0000

Yep, I personally opened a WaMu ADD TO CD in California. Only works in brick and mortar branches.

By: Jerry-Denver, CO

Jerry-Denver, CO — Sun, 16 Mar 2008 00:58:16 +0000

WaMu, Denver, CO It’s 8 Month promotion 3.93% (%4.00 apr.) In branch, must ask for it. New money, It has ADD-TO feature up to amount of original opening amount. ends this comming week (before the 28th). I’ll roll some of my May maturity Wacovia after payoff of B.A MasterCard promotion. Thanks for the WaMu post.

By: Chewy

Chewy — Fri, 14 Mar 2008 00:06:01 +0000

I love how the Republicans are supposed to be the responsible ones when it comes to monetary policy.

By: Rebecca

Rebecca — Wed, 12 Mar 2008 15:19:26 +0000

I am looking for a savings account with a good interest. maybe the flexable CD would be better. Any ideas?

By: Michael

Michael — Wed, 12 Mar 2008 02:10:09 +0000

Capital One has a 10 year CD for 5.00%, Jarod. Don’t know how long of a term you’re looking for though.

By: Jarod the Pretender

Jarod the Pretender — Tue, 11 Mar 2008 19:59:45 +0000

whats the highest rate i can get for terms longer than 3 years?