bank rates

Snap Up This Top Deal On 48-Month CDs

Essential Federal Credit Union is treating Louisiana savers in greater Baton Rouge to one of the country’s very best CD deals.

Paying 2.52% APY on a 48-month certificate, Essential’s promotional CD outdoes the top nationally available 4-year yield from the banks on our CD Rates Leaderboard by more than half of a percentage point.

Even better, it pays more than the top national 5-year yield as well, which currently stands at 2.45% APY.

Spend some time searching Bankrate’s extensive database of the best CD rates from hundreds of banks and credit unions, and you’ll find how slim the competition is at this rate.

The certificate of deposit requires a minimum $500 investment of new money, meaning funds not already on deposit at Essential.

Membership in the credit union is open to anyone living or working in the parishes of East Baton Rouge, West Baton Rouge, East Feliciana, West Feliciana, Ascension, Livingston, Iberville, Pointe Coupee or St. Helena.

Eligible savers can join Essential and open its CDs either online or at one of its five branches.

To find this and dozens of other chart-topping deals, check back often at our constantly updated rankings of the country’s top-paying CDs from credit unions and community banks.

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