bank rates

Pick Up A Tough-To-Beat 1.35% On 16-Month CDs Nationwide

roll of cash emerging from broken golden egg

If a 16-month certificate can fit your savings portfolio, EBSB Direct and its parent, East Boston Savings Bank, have a competitive offer for savers anywhere in the country.

Both are paying 1.35% APY on the odd term, offering a slight premium over the top nationally available 1-year return of 1.30% APY from the banks on our CD Rates Leaderboard.

A search through Bankrate’s extensive database of the day’s best CD rates will show that this return isn’t easy to beat. Still, you should always check since new offers can crop up quickly.

Savers living in Massachusetts who can get to one of 30 branches throughout Boston and Suffolk, Essex and Middlesex counties can open the promotional CD in person.

But anyone in the country can open the same certificate of deposit via the bank’s internet operation, EBSB Direct, which only offers online products.

Whether you open the CD in person with East Boston Savings or with your keyboard at EBSB Direct, the same $1,000 minimum deposit is required.

For close to 200 additional local deals that outdo the top nationally available bank yields, visit our constantly updated roundup of the nation’s best-paying credit union and community bank CDs.

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