bank rates

Earn Up To 3.30% With The Best CD Rates

The best rates on four of the six certificates of deposit we follow fell over the past month, including one top CD rate that was cut this morning.

Doral Bank Direct lowered the 1.90% APY that it had been paying on 12-month CDs since last year, to 1.70% APY today.

The best rates on four of the six certificates of deposit we follow fell over the past month, including one top CD rate that was cut this morning.While that’s still one of the best returns you’ll find, it’s no longer the top rate.

Golf Savings Bank, which has a single branch in Mountlake Terrace, Wash., now offers half of the top CD rates in our rankings, including the best 1-year interest rate.

The leading, nationally available yields are now:

3-month CD: 1.14% APY from Golf Savings Bank with a $10,000 minimum deposit.

6-month CD: 1.40% APY from Country Bank with a $500 minimum deposit.

12-month CD: 1.80% APY from Golf Savings Bank with a $10,000 minimum deposit.

24-month CD: 2.20% APY from Golf Savings Bank with a $10,000 minimum deposit.

36-month CD: 2.75% APY from Alliance Bank and EBSB Direct with a $1,000 minimum deposit.

60-month CD: 3.30% APY from EverBank with a $1,500 minimum deposit.

Compare these returns with the best CD rates from scores of other banks in our extensive database.

Although the Wall Street Journal now says the the recovery may be stronger than expected, Federal Reserve officials are still determined to hold interest rates at record lows for an “extended period.”

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