bank rates

CD Rates Leaderboard For June 29

Here’s where to find the best nationally available 3-month to 5-year CD rates as of June 29:

3-month CD: 1.00% APY from Hudson City Savings Bank and Earthstar Bank.

Here's where to find the top-paying nationally available CDs as of June 29, 2010.Hudson City requires a $5,000 minimum deposit from online applicants, but only $500 for in-person applications at any of its New York, New Jersey or Connecticut branches.

Earthstar, which has four branches in the Philadelphia area, requires a $500 minimum deposit.

6-month CD: 1.25% APY from First City Bank, which has five branches in Fort Walton Beach, Fla., and requires a $1,000 minimum deposit.

12-month CD: 2.00% APY from Incrediblebank.

The online division of River Valley Bank, which has 18 branches in Wisconsin and Michigan, requires a $1,000 minimum deposit. Its 1-year CD pays 1.75% APY the first six months and 2.25% APY the second six months.

24-month CD: 2.02% APY from Melrose Credit Union, located in Queens, N.Y., has an open charter that allows all U.S. residents to join and requires a minimum deposit of $5,000.

36-month CD: 2.52% APY from Melrose Credit Union with a $5,000 minimum deposit.

60-month CD: 3.29% APY from Melrose Credit Union with a $5,000 minimum deposit.

All of these certificates of deposit can be purchased online and are federally-insured by the FDIC or National Credit Union Association

Compare these returns with the best CD rates from scores of other banks in our extensive database.

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2 Existing Comments
  1. Santo Pagano said:
    on July 5th at 01:35 pm

    Looking for cd

  2. Mike Smith said:
    on July 7th at 06:57 pm

    2.7% 28 month Settlers Bank, Deforest WI