Earn Up To 2.8% With The Best CD Rates

The best CD rates slipped lower this month, with returns on most of the top-paying certificates of deposit losing about a tenth-of-a-point since the end of January.

Although Hudson City Bank continues to offer 2.80% on its industry-leading 36-month certificate of deposit, you’ll earn less on the 3-, 6-, 12- and 24-month CDs that lead our rankings.

Here’s our end-of-the-month rundown of the best, nationally available CDs:

3-month CDs: 1.25% APY from Fortune Bank with a $1,000 minimum deposit.

6-month CDs: 1.60% APY from Country Bank with a $500 minimum deposit.

12-month CDs: 1.90% APY from Doral Bank Direct with a $1,000 minimum deposit or The Palladian Private Bank with a $10,000 minimum deposit.

24-month CDs: 2.30% APY from Atlantic Coast Bank with a $1,000 minimum deposit, or Hudson City Bank with a $5,000 minimum deposit. (If you live in New Jersey, New York or Connecticut, your minimum is $500.)

36-month CDs: 2.80% APY from Hudson City Bank with a $5,000 minimum deposit. Locals pay $500.

Click here to see how much you can earn with these rates using our certificate of deposit calculator.