bank rates

Earn Up To 2.8% With The Best CD Rates

The best CD rates slipped lower this month, with returns on most of the top-paying certificates of deposit losing about a tenth-of-a-point since the end of January.

The best CD rates slipped lower this month, with returns on most of the top-paying certificates of deposit losing about a tenth-of-a-point

Although Hudson City Bank continues to offer 2.80% on its industry-leading 36-month certificate of deposit, you’ll earn less on the 3-, 6-, 12- and 24-month CDs that lead our rankings.

Here’s our end-of-the-month rundown of the best, nationally available CDs:

3-month CDs: 1.25% APY from Fortune Bank with a $1,000 minimum deposit.

6-month CDs: 1.60% APY from Country Bank with a $500 minimum deposit.

12-month CDs: 1.90% APY from Doral Bank Direct with a $1,000 minimum deposit or The Palladian Private Bank with a $10,000 minimum deposit.

24-month CDs: 2.30% APY from Atlantic Coast Bank with a $1,000 minimum deposit, or Hudson City Bank with a $5,000 minimum deposit. (If you live in New Jersey, New York or Connecticut, your minimum is $500.)

36-month CDs: 2.80% APY from Hudson City Bank with a $5,000 minimum deposit. Locals pay $500.

Click here to see how much you can earn with these rates using our certificate of deposit calculator.

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  1. DealMaven said:
    on March 5th at 10:40 am

    Two banks that have consistently topped the list of best CD rates lowered them this week.

    Hudson City Bank, which has had top rates on 24- and 36-month CDs since late January, lowered them to 2.15% and 2.65%, respectively.

    Country Bank, which held the lead in 6-month CDs for four months, lowered its rate to 1.50% from 1.60% APY. That, however, is still the best rate available on that term.