The best rates for three of the five CDs we regularly track fell over the past 10 days.
Hudson City Bank, which had the best 24- and 36-month CD rates for almost five weeks, reduced its returns and fell out of our rankings.
The Palladian Private Bank also lowered its rates and no longer offers the top-paying 12-month certificate of deposit.
And while Country Bank continues to have the best 6-month CD rate, it was also reduced last week.
Here’s an up-to-date rundown of the top, nationally available CD rates:
3-month CD: 1.25% APY from Fortune Bank with a $1,000 minimum deposit.
6-month CD: 1.50% APY from Country Bank with a $500 minimum deposit.
12-month CD: 1.90% APY from Doral Bank Direct, with a $1,000 minimum deposit.
24-month CD: 2.30% APY from Atlantic Coast Bank with a $1,000 minimum deposit.
36-month CD: 2.75% APY from Alliance Bank with a $1,000 minimum deposit, and Bank United with a $5,000 minimum deposit.
Click here to see how much you can earn with these rates using our certificate of deposit calculator.
Savings Account & MMA Rates
CD (Certificate of Deposit) Rates

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