bank rates

Earn 4.01% With easyGROW Checking

When we ran down our favorite high-yield checking accounts last week, Tiffani wrote in to say how happy she was with easyGROWchecking from First Bank & Trust.

The bank, with 16 locations in South Dakota and Minnesota, is paying 4.01% APY on deposits up to $25,000.

easyGROW Checking

Earning that kind of interest isn’t easy. Even the best-paying 60-month CDs top out at 3.5% APY — and that’s for a five-year commitment.

First Bank & Trust’s rules and perks are pretty standard. You must make 10 check card purchases each month and you’re reimbursed for all fees when using other banks’ ATMs.

(If you’re unfamiliar with how these work, take a look at our ABCs of high-yield checking accounts).

Since easyGROW checking was launched May 4 it doesn’t have a long track record.

But the account’s available nationwide. The online application is pretty simple. And at least one Bankaholic reader gives it a hearty endorsement.

“I have to admit, I love not having to worry about whether or not an ATM is on my network,” Tiffani says, “and the interest is already starting to add up.”

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Comments (4)
1 Star2 Stars3 Stars4 Stars5 Stars (8 votes, average: 4.00 out of 5)
4 Existing Comments
  1. Christina said:
    on September 18th at 05:13 pm

    why aren’t you posting our comments?

  2. Christina said:
    on September 18th at 05:14 pm

    Neverr minddd… (I tried to post comments in the last 2 days and for some reason never showed.. now it seems fixed)

  3. Alan said:
    on September 24th at 02:29 pm

    Does anyone bank with them? this account sounds great to me..

  4. Lauren said:
    on October 19th at 04:04 pm

    Would a person be better off opening an account at a bank that has offered a high-yield checking account for a long time rather than at this bank that has only offered one for a few months?