Earn 4.01% With easyGROW Checking

When we ran down our favorite high-yield checking accounts last week, Tiffani wrote in to say how happy she was with easyGROWchecking from First Bank & Trust.

The bank, with 16 locations in South Dakota and Minnesota, is paying 4.01% APY on deposits up to $25,000.

Earning that kind of interest isn’t easy. Even the best-paying 60-month CDs top out at 3.5% APY — and that’s for a five-year commitment.

First Bank & Trust’s rules and perks are pretty standard. You must make 10 check card purchases each month and you’re reimbursed for all fees when using other banks’ ATMs.

(If you’re unfamiliar with how these work, take a look at our ABCs of high-yield checking accounts).

Since easyGROW checking was launched May 4 it doesn’t have a long track record.

But the account’s available nationwide. The online application is pretty simple. And at least one Bankaholic reader gives it a hearty endorsement.

“I have to admit, I love not having to worry about whether or not an ATM is on my network,” Tiffani says, “and the interest is already starting to add up.”