bank rates

Earn 4.30% With Royal Banks Checking

Add a new bank to our list of the top-paying, high-yield checking accounts. It’s Royal Banks of Missouri, a 40-year-old institution with six branches in the St. Louis area.

This Missouri bank joins our list of the top-paying, high-yield checking accounts. The Majestic Checking Account pays 4.30% APY on balances up to $25,000.

That’s the second-best rate we know of on a nationally-available high-yield or reward checking account and the rules are pretty standard.

You just have to make 10 point-of-sale debit card transactions and one direct deposit or automated payment every month to qualify for that rate and other perks.

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Comments (2)
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2 Existing Comments
  1. RateNerd said:
    on October 16th at 09:02 am

    This is a nice deal – I would be thrilled with 4.3%. We just did a round up of some of the top checking account incentive deals that are out there, including $220 from Charter One to get you to switch. http://ratenerd.com/best-checking-account-deals-daily-deal-2100

    Generally speaking, all these checking accounts have certain minimum activities you need to perform to get the offer bonuses. These typically include: setting up a direct deposit, making a minimum number of debit card transactions, enrolling in online banking, and going paperless with online statements.

  2. Henry said:
    on October 31st at 01:05 pm

    This is the second best nationally available RCA, next to Sierra. 4.3% is a good rate, too. Just wondering how long will this lasts, now that the popular FAB&T also dropped their rate significantly (4.44% to 3.5%). There is no safe harbor anywhere. Any RCA can be the best for one day and the worst the next day. I am getting my hub (AllY0 ready to do instant rate hopping. What else can a customer do??