Earn 4.30% With Royal Banks Checking

Add a new bank to our list of the top-paying, high-yield checking accounts. It’s Royal Banks of Missouri, a 40-year-old institution with six branches in the St. Louis area.

The Majestic Checking Account pays 4.30% APY on balances up to $25,000.

That’s the second-best rate we know of on a nationally-available high-yield or reward checking account and the rules are pretty standard.

You just have to make 10 point-of-sale debit card transactions and one direct deposit or automated payment every month to qualify for that rate and other perks.

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