bank rates

Earn 2.65% With The Best 2-Year CD Rates

This summer’s highest yields on 24-month certificates of deposit wouldn’t have made it into our top three just a couple of months ago.

But they still pay significantly more than the national average of 1.47% APY for 24-month CDs — and you’ve got to earn more than that.

average apy 24-month cds

The best 24-month CD rates currently available nationwide are:

2.65% APY with a $2,500 minimum deposit from Discover Bank, an online bank owned by the credit card company.

2.65% APY with a $2,500 minimum deposit from Tennessee Commerce Bank, in Franklin, Tenn.

2.50% APY with a minimum deposit of $2,500 from Intervest National Bank in New York City.

2.47% APY with a $10,000 minimum from E-Loan Bank, which is part of the Puerto Rican financial conglomerate that owns Banco Popular.

Click here to compare these returns with the best
CD rates
from dozens of other banks in our extensive database.

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Comments (1)
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One Existing Comment
  1. PJanine vargo said:
    on July 3rd at 12:02 pm

    TO Whomever,
    When they promised the babyboomers good returns on sav bonds, etc, they were paying, on average, 6.- 8% . No wonder I’m broke at 2%.The investments didn’t make anything. Maybe, someone ought to define “slow growth” as opposed to inflation on borrowed debt. If businesses can borrow at 2%why can’t they pay me anything. CEO’s stuffed their own pockets until all of us were broke. Where were you Boards of Directors that approved of all this?? To make a stock offering used to be one way to raise capital. Do you think that you have that option now? PJanine