It’s easy to shake your head in dismay when the most lucrative high-yield savings accounts are paying a paltry 2%.
But then you start counting up all the banks paying their most loyal customers less than 1% on their savings accounts.
Much less in many cases.
Interest rates as low as 0.10% to 0.25% are common, with Chase Bank establishing a miserly standard we hope no one else matches — 0.01% APY on its savings and money market accounts.
It makes you appreciate these top nationally-available, high-yield savings accounts a little more:
2.30% APY with a $250 minimum deposit from Tennessee Commerce Bank, which has a single branch in Franklin, Tenn.
2.06% APY with a $100 minimum deposit from Bank of Internet USA, an online bank based in San Diego.
2.05% APY with no minimum deposit from Ally Bank, the recently renamed GMAC Bank.
Compare those deals with the best savings and money market account rates from hundreds of other banks in our extensive database.
Savings Account & MMA Rates
CD (Certificate of Deposit) Rates

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