bank rates

Earn 1.50% From Online 30-Month CD Deal

Savers everywhere can earn the top nationally available rate for a 3-year CD while shaving six months off their term.

Offered by MySavingsDirect, an online division of Emigrant Bank in New York, the 30-month CD pays 1.50% APY.

That matches the best 36-month rate from the banks on our CD Rates Leaderboard.

A $1,000 minimum deposit is required, and the certificate of deposit must be purchased online.

In addition, customers first need to open an accompanying savings account, where the bank will deposit the CD’s earnings.

Fortunately, a MySavingsDirect savings account requires no minimum balance, charges no fees, can be opened with just a dollar and pays 1.25% APY, making it one of the best nationally available savings accounts.

For more rates that beat our Leaderboard, visit our current roundup of the highest CD yields from credit unions and community banks.

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