bank rates

E-LOAN 4.36% 1-Year CD + $25 Bonus

Hat tip to Patricia D. for writing in about E-LOAN’s 1-year CD. This is one of the best rates out there right now (I know, I just personally opened a 1-year CD during the weekend), and on top of that, they’re giving a free $25 bonus.

There is a $10,000 minimum deposit.

Enter the code “times25” to take advantage of this offer.

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Comments (30)
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30 Existing Comments
  1. Sandeep Sood said:
    on November 24th at 01:38 pm

    Last day to enter into this promotion is December 18th, 2008.

    Please see below –
    *The advertised Annual Percentage Yield (APY) is for a 1-year Certificate of Deposit (CD) account opened using promotion code “times25”. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Promotion is valid for one new 1 Year CD account for each new customer. To qualify for the $25 bonus and the APY displayed, the promotion code “times25” must be entered on the application and
    submitted prior to December 18th, 2008. CDs closed prior to maturity date will not be eligible for the bonus. The $25 bonus will be posted as an interest credit to the account within 90 days of account opening.

  2. BloggingBanks said:
    on November 24th at 03:02 pm

    Thanks for the heads up on this CD rate offer. The best one year CD rate I could find was GMAC Bank with a $500 minimum, at 4.25% APY..

  3. Chris said:
    on November 24th at 03:27 pm

    Pentagon Federal Credit Union is offering a 3-year 5% APY, $1000 minimum.

  4. Trevor said:
    on November 24th at 09:13 pm

    Nice heads up.

  5. FixThePig said:
    on November 25th at 04:48 am

    It’s amazing the high yield that banks are willing to pay to get up deposits. Good for the consumer that is trying to earn some interest on idle cash.

  6. Dan said:
    on November 25th at 08:52 pm

    BECU is offering customers 7.25% dividends on their first $500.00 deposits. I believe 1.25% on anything after 500. May only be available to a specific geographic region too…

    link: http://www.bankvibe.com

  7. roy said:
    on November 27th at 02:15 pm

    Is it safe to open a CD with E-Loan?

  8. egor said:
    on November 27th at 10:22 pm

    that deal is not good–I could find a much better deal this month,esp at “grand opening” branches.

  9. Tinda said:
    on November 28th at 02:44 pm

    egor,

    If you find a better deal than this, please also share the details with us about the deal.

  10. egor said:
    on November 29th at 01:42 am

    tinda

    this month ridge wood bank offered 5.9% APR 10 year CD

  11. dan said:
    on November 29th at 05:05 am

    egor,

    10 years?! That deal is shit. There are plenty of places I would stick my money before I wrapped it up in a 10 year CD for less than 6%. Any sort of IRA for starters…

  12. Fact Checker said:
    on December 1st at 02:18 am

    Bankrate.com pays 15 million smackers for this blog? All you do is copy the rates off their site and post it in a blog format. WTF is up with those idiots at Bankrate.com?

    I am starting to think they never paid such an amount at all, that can’t be that stupid. It sounds more like a publicity stunt. Another piece of bullshit in a big steaming pile of bullshit called the internet.

  13. scott said:
    on December 1st at 06:35 pm

    talked to the e-loan people. you CAN transfer the monthly interest to an external account! you must enter that code “times25”. good hunting. SR

  14. iam said:
    on December 1st at 09:57 pm

    is it true this blog worth for $15 million?

  15. john said:
    on December 1st at 11:26 pm

    no, just a rumor.

  16. Linden said:
    on December 3rd at 12:33 am

    Who pays for the comments? I would like to get involved in that business.

  17. philip said:
    on December 9th at 02:38 am

    What is the story on the Bank of India? I see that their rates are higher than anyone else’s for CDs. Anyone have any experience? Are they FDIC insured?

  18. Another $25 Bonus said:
    on December 9th at 04:30 am

    ING $25 Bonus – make sure you follow the rules. One time use only.

    http://home.ingdirect.com/promo/promo_set.asp?t=%a4%a2%c6%c7%cd%c8%c8%c7%c2%c9%c8%c2%c8%c5%cd%f9%c5%c1%c7%c8%c0%c2%c7

    If it has already expired, just email me ur email address to micrologicz@gmail.com so I can send u another link for the bonus.

  19. Another $25 Bonus said:
    on December 9th at 04:30 am

    Last day to enter into this promotion is December 18th, 2008.

    Please see below –
    *The advertised Annual Percentage Yield (APY) is for a 1-year Certificate of Deposit (CD) account opened using promotion code “times25″. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Promotion is valid for one new 1 Year CD account for each new customer. To qualify for the $25 bonus and the APY displayed, the promotion code “times25″ must be entered on the application and
    submitted prior to December 18th, 2008. CDs closed prior to maturity date will not be eligible for the bonus. The $25 bonus will be posted as an interest credit to the account within 90 days of account opening.

  20. Another $25 Bonus said:
    on December 9th at 04:31 am

    talked to the e-loan people. you CAN transfer the monthly interest to an external account! you must enter that code “times25″. good hunting. SR

  21. philip said:
    on December 15th at 11:35 pm

    This rate is available for NEW DEPOSITORS ONLY! If you already have money at ELoan you can’t get it.

  22. Mark said:
    on December 17th at 06:03 pm

    Just open CD at National City 4.55 anywhere between 9 month and 13 months. Also Money Market paying 3.75!

  23. Tinda said:
    on December 18th at 04:22 pm

    Mark,

    I went to national city bank website but could not final any CD for 4.55 for 9-13 months. Can you also post website for this bank, I wouunder if I am looking at the right bank.

  24. Larry said:
    on December 29th at 07:40 pm

    I, too, am curious about the National City 4.55 for 9-13 months. I looked on their website and found nothing like this. Does it really exist?

  25. Mark said:
    on January 2nd at 04:30 pm

    You have to got into the brach for this one. I dont think its still avavilble

  26. Mark said:
    on January 2nd at 04:31 pm

    branch, available

  27. Mark said:
    on January 2nd at 04:32 pm

    The money market was at 3.75, now its about 3

  28. John V. said:
    on January 6th at 10:28 am

    Millennium Bank Premium cd is at
    Premium Certificate Minimum Deposit Interest Rate
    1 Year CD $5,000 5.50%
    $25,000 6.00%
    $100,000 6.50%

    3 Year CD $5,000 5.75%
    $25,000 6.25%
    $100,000 6.75%

    4 Year CD $5,000 6.00%
    $25,000 6.50%
    $100,000 7.00%

    5 Year CD $5,000 6.25%
    $25,000 7.00%
    $100,000 7.25%
    This is the best I’ve found.

  29. Tinda said:
    on January 6th at 09:01 pm

    Millennium Bank is offshore bank and deposits are not covered by FDIC. So be careful.

  30. RateHunter said:
    on January 7th at 10:48 pm

    E-Loan deal for 4.36% for 1 year is EXPIRED.