The Discover Motiva credit card has an intriguing bonus for anyone who carries a balance.
Pay at least the minimum due on time for six months
and Discover will return your last interest payment.
That bonus can be credited to your credit card account, electronically deposited in a checking or savings account, or claimed through gift cards from major retailers.
There are no limits on how much you can earn, so you can collect a bonus every six months until you get that balance paid off.


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