Savings Account & MMA Rates
CD (Certificate of Deposit) Rates 
It’s been a long time since Discover Bank led any of our rankings of the best CD rates.
But the unrelenting churn we’ve seen in 2-year certificates of deposit the past couple of months has finally pushed the online bank owned by the credit card company to top of those rankings.
It’s paying 1.80% APY with a minimum deposit is $2,500.
That’s down from 1.95% APY at the start of September, and 2.05% APY at the first of August, when NewDominion Bank offered the best deals.
The next best nationally available 24-month CD rates are:
1.79% APY with a $1,000 minimum deposit from Bank of Internet, an online bank based in San Diego.
1.78% APY with a minimum deposit of $3,000 from NewDominion Bank, with branches in Charlotte and Mooresville, N.C.
1.76% APY with a $5,000 minimum deposit from Melrose Credit Union in Queens, N.Y. Its open charter allows any U.S. resident to join for $1, no matter where they live or work.
All of these banks allow savers across the country to buy CDs over the Internet.
Click here to compare these deals with the best CD rates from dozens of other banks in our database.
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