bank rates

Delaware Deal On 5-Year CDs, Checking

Del-One Federal Credit Union pays 2.32% on 60-month CDs.Members of Del-One Federal Credit Union in Delaware will find 60-month CD rates far above the norm.

It’s paying 2.32% APY with a $500 minimum deposit.

That’s nearly two-fifths of a percentage point higher than the top nationally available 60-month CD on our CD Rates Leaderboard.

In addition, its Better Life checking account pays 3.00% APY for balances up to $25,000.

The account has no monthly service fee or minimum balance requirement, but you must sign up for eStatements, and have one direct deposit and 10 debit transactions each month.

The best nationally available deal for checking accounts is 4.09% APY from Consumers Credit Union in Waukegan, Ill. But that rate is only good for deposits up to $10,000; any portion of your balance above $10,000 earns 0.56% APY.

Anyone with ties to Delaware can join Del-One Federal Credit Union.

Besides employees, retirees and volunteers of the extensive list of select employer groups listed on the website, employees and appointed officials of the state of Delaware can join, as can people who live, work, worship or attend school in Georgetown, Milford, Newark, Wilmington and the west Dover area, and members of their families.

If you don’t qualify based on the employer groups, you can still join this credit union if you live, work or attend school in Delaware by paying $12 to join the Del-One Foundation, which supports charitable causes in Delaware. This requires a visit to a branch.

Membership in Del-One Federal Credit Union requires a $5 deposit in a share savings account.

Members can buy certificates of deposit over the phone or in person. Del-One Federal Credit Union has seven branches throughout Delaware, in Dover, Georgetown, Milford, New Castle, Smyrna and Wilmington.

Learn more about Del-One Federal Credit Union at www.del-one.org or call 302-739-4496.

See how these returns compare with the best CD rates from scores of banks in our extensive database.

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  1. Kathy at Bankaholic said:
    on March 5th at 08:59 am

    Del-One’s 60-month CD rate has dropped in March to 2.02% APY. Its Better Life Checking rate is still available.