When you apply for an instant approval credit card, the issuer will tell you immediately whether you are rejected or approved. For instance, American Express boasts that their “Express Approval” system can give you a decision in under 60 seconds! You don’t have to wait for weeks for a decision to come in the mail.
Starwood Preferred Guest® Credit Card from American Express
This card remains one of the single best instant approval cards out there. We like this card for more than just the express approval it offers. The proprietary points system this card uses works internationally in nearly 100 countries and can be earned towards free nights or upgrades.




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