Charge Cards

Don’t get charge cards mixed up with credit cards… Charge cards are different in that balances are meant to be a short term loan (usually 1 month). This means that you have to pay off your charge card in full every month.

SilverCard Prepaid MasterCard®

This is an ideal prepaid credit card for benefits recipients. With free direct deposit of your pay or government check, no credit check and no overdreaft fees of minimum balances this is a good option if you want to prepay your credit card.