Comments on: Best Low Interest Credit Card by VISA

By: Bob

Bob — Thu, 13 Mar 2008 22:13:57 +0000

I must be spoiled. I have a 1.9% APR purchases on my mastercard

By: David

David — Sun, 28 Oct 2007 18:31:06 +0000

Simmons First offers a 7.25% non-intro apr. Thats the lowest card i found. http://www.simmonsfirst.com

By: gkr

gkr — Sat, 18 Aug 2007 13:46:04 +0000

From my experience it is really tough to find a credit card with such a low APR. There are several credit cards with a common apr of 9.9%.

There are many variable rate APR cards. These have a fixed rate plus prime rate as APR. The prime rate changes according to federal rates. If one can adjust to the changes of the prime rates there is a credit card which can go as low as 7.25% apr.

It is Iberia bank master card having apr as prime – 1% where as many other cards have rates as prime + x%. There may not be many advantages with this card. But it has no annual fee, 0% apr on balance transfers upto six billing periods.

By: Thinh

Thinh — Tue, 07 Aug 2007 03:35:02 +0000

There’s credit cards with lower non-intro APY. BECU Visa card has an APY of 6.9% non-intro and 1st Financial Bank has a Student Card with 0% APY until you’re out of school. For the Student Card at 1st Financial Bank, you have to start off with a different credit card and then you’ll get invited after half a year. I got one now.

By: James

James — Sat, 28 Jul 2007 10:40:00 +0000

The 7.99% card only really comes into its own if your going to be carrying a balance of $1400 or more (2.5% / $35). That’s a large balance to be carrying around on a credit card and if you intend to do that you should be looking at either a 0% balance card or taking out a more manageable and structured loan.

However, for those who are tired of doing the constant juggling – or just aren’t organised enough to know the dates to switch balances – the 9.5% card looks like a good deal, and one to keep in the drawer.