Gasoline Rewards Credit Cards
Buy fuel using a gas rewards credit card to earn 5% cash back rebates on fuel purchases.

Business Rewards Credit Cards
Business can get cash-rebates of up to 5% on business related expenses like office supplies and computers.

Airline Miles Credit Cards
Accumulate frequent-flyer miles and other bonuses by spending with a airline rewards card.

Cash Back Credit Cards
Get up to 5% cashback on your groceries, gas, office supplies, and food.

Instant Approval Credit Cards
Get a decision on whether or not a company will approve you for a credit card instantly!

Credit Cards for Bad Credit
Is your credit less than perfect? It’s OK, there are still companies that will give you a credit card.

Credit Card Bonus Offers
These banks will pay you $50 to $150 in cashback or gift certificates for signing up for their credit cards. App-o-ramas welcome!

Having a dedicated small business credit card has so many rewards and benefits that there’s really no reason not to have one. You can earn points on your day to day expenses, and will usually receive itemized expense reports every quarter, which is helpful for bookkeeping and accounting. Click here to read more

Gas credit cards are a great way to save energy and money at the fuel pump. Gas rebate cards usually pay 3% to 5% cashback rewards on gas, depending on the bank that issues the card. Your cash back savings are added up until you obtain about $50 credits. At that point, you can request a check from your credit card company for a rebate.
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Many cards offer bonuses or rewards, such as earning mileage points with specified airlines, cash back on purchases, or discounts on other services and goods.  These bonuses and rewards can add up to significant benefits if you are a frequent user of such services.  For example, many consumers have credit cards that charge annual fees, but they also earn mileage points for each dollar spent.  Putting all of your purchases onto your credit card can quickly earn you a free airplane ticket.

Today, credit card companies offer a variety of features to attract customers.  Keep in mind that card issuers tend to change their terms and conditions and the rewards associated with their cards frequently.  Before you apply for a credit card, contact the issuer to verify their current offerings.  Aside from that, do your research, as many alternatives exist and at costs that can vary significantly.

The features of the a good credit cards include low interest rates, low or no annual fees, low finance charges on late payments, cards that provide rebates or cash back on purchases, and cards that offer mileage rewards, travel insurance, and discounts on useful services.  The best credit card will be different for each individual, so understanding your spending habits will help you in finding a good reward credit card for your financial situation.

The credit card with the lowest APR (annual percentage rate) is the Pulaski Bank Gold VISA card. The APR is is 9.5% and the card has absolutely no annual fees.

Pulaski Bank also has a 7.99% APR interest credit card, but that one has an annual fee of $35.

This credit card is good to have around when you know that you need to carry a balance. Unlike cards from the larger banks like American Express, Discover, Citi, or Chase which have APRs ranging from 15% to 30%, the interest rate on the Pulaski VISA Gold card is very low and managable. Plus, since it doesn’t have any fees, there’s really no reason not to have one just in case of an emergency.

Also read Bankaholic’s Tips on Transferring Credit Card Balance.

The interest rate charged by a credit card is perhaps the most important concept to understand. One credit card may have associated with it several annual percentage rates (APRs), which are the rates that you pay on outstanding balances, balance transfers, or cash advances. Be sure that you understand the different APRs that you may pay on each amount, depending on how you plan to use your credit card. If you plan to use your credit card for just purchases and cash advances and are not interested in, say, mileage reward points, be sure the APRs associated with balances incurred for these activities are the lowest that you can find.

A good credit card will also offer a longer grace period, or the number of days that you have to pay your bill without incurring a finance charge. Most credit cards begin charging interest on cash advances and balance transfers immediately. If you plan to use your card for these activities, find the lowest APRs related to these balances. Also important is understanding the method that the credit card company uses to calculate interest charges, as whether the calculation is based on purchases made during the current billing cycle, or just on a previously unpaid balance, can make a significant difference.

Most credit cards charge various fixed fees in addition to the related APRs, such as annual fees, cash advance fees, balance transfer fees, over-credit-limit fees, late-payment fees, and fees to increase your credit limit. Understand the fees associated with a credit card. Obviously, the best credit cards are those with the lowest, and lowest number of, fees, and that offer the most rewards, like a gas credit card.

The BP Gas Credit Card is issued by Chase Bank of Manhattan by VISA. BP, also known as British Petroleum has gas fuel stations all throughout America.

This rewards credit card provides cardholders with 5% rebates on BP gas. In addition, the card pays 2% cash back on restaurant and travel transactions amd 1% back on all other qualifying purchases. Right now, BP is running a credit card offer where you can get double the rewards during the first two billing cycles. This translates to 10% rebates on gas and 4% cash back on restaurants and travel purchases like plane tickets, hotel reservations, and car rentals.

Once you save up at least $25 in rebate credits, you can request either a check or a gift certificate. This credit card has no annual fee and a 0% interest rate for the first 6 months.

When you get into college, the first thing you should do is get a credit card. Most importantly, it helps you start to build your credit. Secondly, it teaches you how to manage the risks of buying yourself expensive stuff while you still have your parents to fall back on.

For instance, when I first got into college, I applied to a lot of student credit cards. However, the only one who would accept me was the American Express Blue Cash for Students card. What’s also funny is that they only gave me a $500 credit line back then (four years later, that credit line exploded to $30k).

I know people who didn’t start building their credit until after they graduated college, and they’re in a bad position because their credits are so low that they can’t really handle the financial burdens of post-college life.

Morale of this lesson: start building your credit as soon as possible!

I recently missed a payment on my American Express credit card—not because I wanted to carry a balance, but simply because I forgot. I’ve been moving lately and I forgot to change my address that I have on file with them.

Anyways, this was the first time I carried a balance on my bill, and it was sure a wake up call.

The APR on my debt was over 15%, and this isn’t even that bad compared to the bad credit credit cards that charge over 30% APR. Unfortunately, the balance I carried was pretty high, so next months bill is not going to be nice.

Lesson from this is to pay your credit card bill on time! NEVER let yourself get sucked into debt!

• Get 5 Hilton HHonors® bonus points for each eligible dollar spent on stays at over 2,700 Hilton Family hotels worldwide and for eligible purchases at supermarkets, drugstores, gas stations, dining establishments, the U.S. Postal Service, and for wireless phone bills
• Get 3 HHonors bonus points for every eligible dollar you spend on purchases
• No annual fee

The benefits of these deals is that they are very lenient with young people who have limited credit histories. In addition, the rewards and perks are tailored for student lifestyles, offering benefits like 0% introductory interest rates, rewards and cash back.
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Chase Business Rewards credit card pays 5% cashback on all business purchases. This credit card is a business card, but regular individuals may still apply. Simply use your personal social security number rather than your business EIN #.

Save with 0% Intro APR for up to 6 months*

Free Online Reporting - Quarterly reports enable you to monitor your business spending.
No Annual Fee

Platinum Business Benefits - Valuable benefits such as Travel and Emergency Assistance, Purchase Security and Extended Protection, and Travel Accident Insurance.

Visa® Business Partner Advantage - Savings of up to 20% from leading retailers with special offers on computer equipment, office supplies and more.

Read more about the Chase Business Credit Card.