bank rates

Credit Card Cash-Back Deals Improve

Credit cards are offering more cash-back rewards for signing up.Some of the credit card offers we’ve told you about in recent months have gotten better.

Easier-to-earn rewards, bigger rewards, more time to apply.

These are some of the new features you can expect to find with these credit card offers.

Here’s what’s new:

It’s now easier to earn the $200 cash-back offer for opening a Chase Freedom Visa credit card.

Instead of earning the full reward after spending $1,500 in the first six months, as we told you last week, Chase now will give you the cash-back bonus after you spend $500 in purchases during the first three months.

This new offer, however, does come with a higher purchase annual-percentage rate than the previous offer.

You’ll be charged a variable 15.99% APR to 22.99% APR (prime rate plus 12.74% to 19.74%).

Chase also has boosted its offer on its line of Ink small business cards.

The big bank previously offered $100 cash back. Now you can earn up to $250 cash back after your first purchase for signing up for the most expensive of Chase Ink products, the Ink Bold with Ultimate Rewards.

A couple of the other Ink cards, including Ink Cash Business, have boosted the cash-back offer to $150.

The limited-time offer from Citibank on several of its credit cards, including the Citi ThankYou Premier Card with a $665 travel sign-up bonus, has been extended.

The offer, which was set to expire last month, has been extended indefinitely.

Compare these cards with the credit card offers in our extensive database.

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Comments (7)
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7 Existing Comments
  1. Sam said:
    on July 7th at 06:03 pm

    Citi Thank you Premier Card – Why is it that this offer seems to show up all over internet blogs but Citibank has not heard of it. I’ve called and visited Citi’s website to inquire as well as their branches and they haven’t heard of the $665 offer. They do have a $200 offer advertised for this exact card. I question the validity of this $665 especially if Citi cannot confirm it!

  2. Kevin said:
    on July 7th at 11:03 pm

    Where do you guys get these offers from? I just went to Chase’s website and looked over the Freedom card. The offer is for $100 bonus, not $200.

  3. Mike at Bankaholic said:
    on July 8th at 08:49 am

    Kevin: The Chase offer is available on our website. It’s the first offer at the top of this page:

  4. Mike at Bankaholic said:
    on July 8th at 09:26 am

    Sam: In addition to the link in the post, here’s another link to the Citi offer from

  5. Sam said:
    on July 8th at 08:54 pm

    @ Mike – Thanks for your reply and link. My concern is WHY is it that Citi’s official website does not advertise this offer and/or why have citi online or branches not aware of the 50K promo? The link you provided is just another internet site similar to Bankaholic and so many others promoting this offer. You confirmed earlier that the promo was extended but where do you get your information from, other sites on the internet or Citi itself? If its Citi itself, then they would have this exact card and deal posted on their site along with the 20K offer.

  6. A.Bundy said:
    on July 8th at 10:59 pm

    i disagree, but i guess there’s no other way to lure “customers” in. there are fewer and fewer cash back deals these days. chase freedom had the best one back in the day when you could cash in $200 rewards for a $250 check every two to three months, but year after year, they give less and less thanks to clever marketing and manipulation, until you eventually have to pay them to get rewards.

    these days, your lucky if you can buy a cup of coffee from a street vendor with the current rewards programs (you’ll need a couple years worth of rewards for a Starbucks cup! lol ).

    i also like the new scheme that many cc companies are using now with rotating categories. Its an easy and great way to deny cash-back bonuses by bull$hitting your “customer” every which way possible. Their marketing departments have done it again! I guess it wasn’t good enough to burn savings/money market/CD holders with a whopping 0.01% ultimate mega hyper massive interest rate.

  7. Sam said:
    on July 9th at 10:43 pm

    @ A.Bundy – Hit the nail on the head!!! Which is exactly why I’m apprehensive about some of these internet so called deals when I don’t see them advertised on company sites. I like to know what I’m getting involved in before committing to spending 2K or 3K to get the deal.