The Citi Hilton HHonors Reserve credit card is offering a sign-up bonus of two weekend night certificates at any of 4,000 hotels in 91 countries in the Hilton portfolio.
You’ll earn the certificates after spending $2,500 within your first four months of card membership.
They can be redeemed at pricey properties where you’d normally pay $300 or more per night, making this bonus potentially worth $600 or more, depending on how you redeem your certificates.
The Citi Hilton HHonors card also gives you 10 points per $1 spent at Hilton hotels (including everything you charge to your room during your stay, such as hotel restaurant meals), 5 points per $1 spent on airlines and car rentals, and 3 points per $1 on all other purchases.
You’ll also get complimentary gold status, which entitles you to a 25% bonus on HHonors base points earned for hotel stays (the points you’d earn as an HHonors member even if you didn’t have the credit card) and upgrades to preferred rooms.
Redemptions start at 5,000 points for rooms at low-end properties. The number of points you’ll need for a reward night varies by hotel, room, booking date and length of stay.
The credit card’s other perks include no foreign transaction fees and chip-based technology that makes it easier to use your card abroad.
HHonors points expire if your HHonors account has no activity for 12 months, but it’s easy to keep it active if you’re making purchases on your credit card or staying at Hilton properties.
The Hilton family of hotels is large. It encompasses the Hilton, Waldorf Astoria, DoubleTree, Conrad, Embassy Suites, Hampton, Homewood Suites and Home2 Suites brands.
The card has an annual fee of $95 that is not waived the first year, but the value of the free hotel nights from the sign-up bonus makes this annual fee worth paying, at least in year one.
Big spenders who accumulate $10,000 in purchases annually get an extra weekend night certificate as an anniversary bonus, which could be worth well more than the annual fee if you maximize its value.
The reward certificates are eligible for one year from the date of issuance. There are no blackout dates, but they can’t be used at about 30 high-end “all-inclusive” and “distinctive” properties, such as the Hilton Puerto Vallarta and the Hilton Grand Vacation Suites at the Las Vegas Convention Center.
This card does not have a low introductory APR or 0% balance transfer offer. The APR is 15.24% variable for purchases and balance transfers, and the balance transfer fee is 3%.
If you’d prefer a Hilton rewards card without an annual fee, consider the Hilton HHonors Visa Signature card.
It comes with a sign-up bonus of 40,000 HHonors points after spending $1,000 within your first four months of card membership.
These points are probably worth about $200, valuing each point at a half cent. They give you less redemption flexibility than the reward certificates that come with the Reserve credit card, and they don’t cover hotel taxes.
The Signature card also has lower ongoing perks: 6 points per $1 spent at Hilton properties and 2 points per $1 spent on all other purchases.
It also gives you 3 points per $1 spent at supermarkets, drugstores and gas stations, making this card a potentially better option for someone who doesn’t travel frequently.
The Signature card will give you HHonors Silver status, which means you’ll earn 15% more HHonors points when you use it to pay for a stay at a Hilton property.
Compare these offers with the other credit card deals in our database.