Comments on: Competition Spurs CD Rates In Northwest

By: Julio

Julio — Wed, 02 Sep 2009 16:33:49 +0000

Tinda, I’m quite sure as I opened two of these recently. I got a promotional email and then the CD agreement states it in the terms. I followed the link in the email and it took me to the same page as the link on the home page does, so I don’t think the terms are exclusive to those who got the email. I would call customer service just to confirm if you are interested in this CD.

By: Tinda

Tinda — Mon, 31 Aug 2009 17:05:49 +0000

I checked the Darby Direct website about 36 months step up CD. It does not anywhere says one may withdraw after one year or two year without any early withdrawl penalty? Are you sure one can withdraw after one year?

By: Julio

Julio — Mon, 31 Aug 2009 15:01:47 +0000

Sorry, should have realized that the post was about the Northwest, and my comment was about the Southeast. My apologies.

By: Julio

Julio — Mon, 31 Aug 2009 14:56:37 +0000

Darby Direct (GA) has a 36 month Step Up CD with 10 day grace period each anniversary in which you could withdraw part or close the CD penalty free. 1st yr 3%, 2nd yr 4%, and 3rd yr 5%. Effective rate over the 36months would be 4%. If you close the CD after the first year, you would have a 3% 12month and after the 2nd yr, you would have a 3.5% 24month CD. Nice CD for those in GA.

By: Mas Dhani

Mas Dhani — Sat, 29 Aug 2009 21:34:32 +0000

I get more useful information here.