bank rates

Collins Community CU Offers Two Attractive Promo Deals This Spring

While even modest savers can outdo the national banks with special CDs from Collins Community Credit Union, big savers can do even better.

Serving eastern and central Iowa, Collins Community is offering two promotions with tiered minimums that outpay the nationally available returns from the banks on our CD Rates Leaderboard.

Collins Community Credit Union vs. the Leaderboard

Minimum deposit
30-month APY
60-month APY
Top national bank yield 1.63%* 2.27%
Collins at $1,000 1.76% 2.27%
Collins at $10,000 1.76% 2.32%
Collins at $50,000 1.81% 2.37%
Collins at $100,000 1.86% 2.42%
Collins at $250,000 1.91% 2.47%

* Since our Leaderboard doesn’t track 30-month returns, this APY is the midpoint between the top nationally available 24- and 36-month yields.

Both promotions are enough to earn Collins Community prominent spots in our constantly updated roundup of the country’s best CDs from credit unions and community banks.

On either CD, the early-withdrawal penalty is six months’ interest should you opt to cash in before maturity.

Anyone who lives or works in 38 Iowa counties – including Polk, Linn, Scott, Johnson and Black Hawk – is eligible to become a member of Collins Community.

Joining and opening one of the credit union’s CDs can be done online, by phone, by mail or at one of 14 branches in Des Moines, Cedar Rapids, Iowa City, Dubuque, Marion and North Liberty.

As we always say – no matter how good the deal – be sure to check Bankrate’s extensive database of the day’s best CD rates before committing your funds to any certificate of deposit.

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