We like the idea of earning 2% cash back on every purchase with a Charles Schwab Invest First Visa Card.
Most cash back credit cards only return 2% of what you spend at a few types of stores, such as gas stations and grocery stores, and 1% of what you spend everywhere else.
Schwab imposes no limit on how big your rebate can be 
(some cards cap the amount you can get back), has no minimum purchase requirements and no annual fee.
Your rebate must be deposited in a Schwab One brokerage account, but there are no fees for that and you can easily access your rewards by check or debit card. Schwab picks up all your ATM fees.
The interest rate is variable and very average — 9.99% plus prime, which works out to 13.24% right now. But this is a card for consumers who never carry a balance because interest charges quickly wipe out whatever you’ve earned in rebates.
Click here to compare Schwab’s credit card deal with other cash back credit cards.
(8 votes, average: 4.25 out of 5)
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