bank rates

CD Rates Leaderboard For September 22

There’s a new leader in 3-month CD rates.

If you think you’ve read this before, you have. This is the fourth lead change in the last 10 days.

Goldwater Bank, with a single location in Scottsdale, Ariz., now heads the rankings with a top rate of 0.85%.

Virtual Bank, which held the lead for two days, lowered its rate of 0.90% APY to 0.80% APY.

The best nationally available CD rates are now:

TERM BANK RATE MIN. DEPOSIT
3-Month CDs Goldwater Bank 0.85% APY $10,000
6-Month CDs Aurora Bank 1.17% APY $1,000
12-Month CDs Melrose Credit Union 1.51% APY $5,000
24-Month CDs Bank of Internet 1.79% APY $1,000
36-Month CDs Danversbank 2.50% APY $500
60-Month CDs Melrose Credit Union 3.03% APY $5,000

All of these banks accept online applications for certificates of deposit from customers in all 50 states.

We include Melrose in our rankings because it has a unique charter that allows anyone to join for only $1, regardless of where they live or work.

Compare these returns with the best CD rates from scores of other banks in our database.

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Comments (2)
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2 Existing Comments
  1. DealMaven said:
    on September 23rd at 09:35 am

    Believe it of not: there were no changes on the CD Rates Leaderboard for September 22.

    We doubled-checked them all early this morning.

  2. DealMaven said:
    on September 24th at 11:10 am

    Once again, there were no changes today on the CD Rates Leaderboard for September 22.