bank rates

CD Rates Leaderboard For September 20

There are no changes in the top CD rates to report this afternoon, but there is a change in the banks offering them.

Ascenia, which had shared the top spot in 6-month CD rates, has dropped off the Leaderboard after lowering its return from 1.17% APY to 1.11% APY.

The best nationally available CD rates are now:

TERM BANK RATE MIN. DEPOSIT
3-Month CDs VirtualBank 0.90% APY $10,000
6-Month CDs Aurora Bank 1.17% APY $1,000
12-Month CDs Melrose Credit Union 1.51% APY $5,000
24-Month CDs Discover Bank 1.80% APY $2,500
36-Month CDs Danversbank 2.50% APY $500
60-Month CDs Melrose Credit Union 3.03% APY $5,000

All of these banks accept online applications for certificates of deposit from customers in all 50 states.

We include Melrose in our rankings because it has a unique charter that allows anyone to join for only $1, regardless of where they live or work.

Compare these returns with the best CD rates from scores of other banks in our database.

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