bank rates

CD Rates Leaderboard For September 17

We have a new co-leader in 6-month CD rates.

Ascencia, the online division of PBI Bank, headquartered in Louisville, Ky., requires a lower minimum deposit to earn that top return, too.

That’s a good ending to what has been an otherwise miserable week that saw four of our leaders lower their rates and drop off the Leaderboard.

The best nationally available CD rates are now:

TERM BANK RATE MIN. DEPOSIT
3-Month CDs ISN Bank 1.01% APY $10,000
6-Month CDs Aurora Bank 1.17% APY $1,000
Ascencia 1.17% APY $500
12-Month CDs Melrose Credit Union 1.51% APY $5,000
24-Month CDs Discover Bank 1.80% APY $2,500
36-Month CDs Danversbank 2.50% APY $500
60-Month CDs Melrose Credit Union 3.03% APY $5,000

All of these banks accept online applications from customers in all 50 states.

We include Melrose in our rankings because it has a unique charter that allows anyone to join for only $1, regardless of where they live or work.

Compare these returns with the best CD rates from scores of other banks in our database.

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