bank rates

CD Rates Leaderboard For Sept. 30, 2011: Doral Bank Direct Grabs A Spot

This is a great page to bookmark so you can always find the best nationally available deals on the most popular CD rates. We’re ending the month with a new bank atop our rankings of the best 12-month CD rates.

Doral Bank Direct, the online division of the leading community bank is Puerto Rico, has claimed a spot on our CD Rates Leaderboard by paying savers 1.15% APY.

That’s the best nationally available deal you’ll find after Sallie Mae Bank cut its return from 1.20% APY to 1.10% APY today.

You’ll need a minimum deposit of $1,000 and must buy these certificates of deposit from the Doral Bank Direct website (http://www.doralbankdirect.com).

If you go to one of Doral’s seven branches in New York and Florida you’ll only earn 0.80% APY.

Ascencia Bank (www.ascenciabank.com), the online division of PBI Bank in Louisville, Ky., now offers the next-best deal on 1-year CDs – 1.13% APY with a $500 minimum deposit.

Banks qualify for our rankings by accepting deposits from all savers, regardless of where they live, either online or through the mail.

Compare these returns with the best CD rates from scores of banks in our extensive database.

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