bank rates

CD Rates Leaderboard For October 5

The Leaderboard is back to where it was at the start of the month.

BankDirect’s brief fling at the top of our rankings of the best 3-month CD rates is over.

Melrose Credit Union in New York continues to offer half of the best nationally available returns that we track.

TERM BANK RATE MIN. DEPOSIT
3-Month CDs Goldwater Bank 0.85% APY $10,000
6-Month CDs Aurora Bank 1.16% APY $1,000
12-Month CDs Melrose Credit Union 1.51% APY $5,000
24-Month CDs Bank of Internet 1.79% APY $1,000
36-Month CDs Melrose Credit Union 2.27% APY $5,000
60-Month CD Melrose Credit Union 3.03% APY $5,000


All of these banks accept online applications for certificates of deposit from customers in all 50 states.

We include Melrose in our rankings because it has a unique charter that allows anyone to join for only $1, regardless of where they live or work. You will also be required to hold at least $25 in a savings account.

Compare these returns with the best CD rates from scores of other banks in our database.

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Comments (2)
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2 Existing Comments
  1. DealMaven said:
    on October 6th at 10:53 am

    We checked first thing this morning and the CD Rates Leaderboard For October 5. There were no changes today.

  2. CrankySaver said:
    on October 7th at 10:28 am

    We checked again today, and as of Thursday morning, Oct. 7, these rates are still good.