bank rates

CD Rates Leaderboard For October 26

Just a quick glance at the best nationally available CD rates shows how good iGObanking’s top return on 24-month CDs really is.

It’s nearly as much as the best nationally available rate on 36-month certificates of deposit.

We haven’t seen anything like that since the end of summer, when iGObanking’s special on 3-month CDs actually topped the best rate on 6-month CDs.

You also need just $1,000 to buy an iGObanking CD, considerably less than the $5,000 required by Melrose Credit Union, which leads in 12-, 36- and 60-month CDs.

TERM BANK RATE MIN. DEPOSIT
3-Month CDs Nexity Bank 0.86% APY $1,000
6-Month CDs Bank of Internet 1.15% APY $1,000
12-Month CDs Melrose Credit Union 1.51% APY $5,000
24-Month CDs iGObanking 2.25% APY $1,000
36-Month CDs Melrose Credit Union 2.27% APY $5,000
60-Month CDs Melrose Credit Union 3.03% APY $5,000


The links in the Leaderboard are to our most recent, complete rankings for those terms. While all rates are valid on the day the rankings were posted some may have changed since then.

All of these banks accept online applications for certificates of deposit from customers in all 50 states.

We include Melrose in our rankings because it has a unique charter that allows anyone to join for only $1, regardless of where they live or work. You will also be required to hold at least $25 in a savings account.

Compare these returns with the best CD rates from scores of other banks in our database.

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Comments (1)
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  1. DealMaven said:
    on October 27th at 09:40 am

    There were no changes in the CD Rates Leadboard for October 26 this morning.

    We’ll continue checking and keep you up to date.