bank rates

CD Rates Leaderboard For October 22

If the top nationally available CD rates don’t tank in a big way next week, October will be the best month our Leaderboard has seen in a long, long time.

One rate is down by a hundredth of a point. One rate is up by a hundredth of a point.

The leading 24-month CD rate is up by almost a half-point thanks to the great deal from iGObanking.

TERM BANK RATE MIN. DEPOSIT
3-Month CDs Nexity Bank 0.86% APY $1,000
6-Month CDs Aurora Bank 1.15% APY $1,000
12-Month CDs Melrose Credit Union 1.51% APY $5,000
24-Month CDs iGObanking 2.25% APY $1,000
36-Month CDs Melrose Credit Union 2.27% APY $5,000
60-Month CDs Melrose Credit Union 3.03% APY $5,000


The links in the Leaderboard are to our most recent, complete rankings for those terms. While all rates are valid on the day the rankings were posted some may have changed since then.

All of these banks accept online applications for certificates of deposit from customers in all 50 states.

We include Melrose in our rankings because it has a unique charter that allows anyone to join for only $1, regardless of where they live or work. You will also be required to hold at least $25 in a savings account.

Compare these returns with the best CD rates from scores of other banks in our database.

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  1. DealMaven said:
    on October 25th at 10:27 am

    The top rates on the CD Rates Leaderboard For October 22 held over the weekend.

    We’ll keep you updated if there are any changes.