bank rates

CD Rates Leaderboard For Oct. 7, 2011: Two Banks Grab Lead On 6-Month CDs

This is a great page to bookmark so you can always find the best nationally available deals on the most popular CD rates. The best nationally available 6-month CDs now pay less than 1.00%.

Depressing, we know.

But at 0.99% APY, the two banks offering the top deal on our CD Rates Leaderboard still pay considerably better than the national average.

That stands at a record-low 0.23% APY.

So, if you’re in the market for short-term CDs, you could do much worse.

The banks offering 0.99% APY are:

Aurora Bank (, with branches in Wilmington, Del., and Jersey City, N.J., which requires a $1,000 minimum deposit.

Goldwater Bank (, with a single location in Scottsdale, Ariz., which requires a $5,000 minimum deposit.

Just two other banks offer CD rates that come close to the leaders. Both offer 0.95% APY.

They are:, the online division of Landmark Bank in Ft. Lauderdale, Fla., which requires a $2,500 minimum deposit. It dropped out of the top spot with a rate cut today.

Ascencia Bank (, the online division of PBI Bank in Louisville, Ky., which requires a $500 minimum deposit.

Banks qualify for our rankings by accepting deposits from all savers, regardless of where they live, either online or through the mail.

Compare these returns with the best CD rates from scores of banks in our extensive database.

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