bank rates

CD Rates Leaderboard For Oct. 16

This is a great page to bookmark so you can always find the best nationally available deals on the most popular CD rates. We haven’t seen a new top dog on our CD Rates Leaderboard since Sept. 6, and the last rate change occurred on Sept. 14.

So we figured even the smallest change among the current crop of leaders warranted a post.

And we’re talking a small change here.

Doral Bank Direct this morning cut its 6-month CD rate from 0.92% APY to 0.91% APY.

That’s still far and away the best nationally available 6-month rate.

The online bank of Doral Bank, the leading community bank in Puerto Rico that also has five branches in northwest Florida and two in New York City, requires a $1,000 minimum deposit.

Here are the other leaders:

Colorado Federal Savings Bank (www.coloradofederalbank.com), which is an online bank based in Greenwood Village, Colo., pays 0.80% APY and requires a $5,000 minimum deposit.

giantbank.com (www.giantbank.com), the online division of Landmark Bank in Ft. Lauderdale, Fla., pays 0.80% APY and requires a $500 minimum deposit

Ascencia (www.ascenciabank.com), the online division of PBI Bank in Louisville, Ky., pays 0.78% APY with a $500 minimum deposit.

AloStar Bank of Commerce (www.alostarbank.com), which is an online bank based in Birmingham, Ala., pays 0.76% APY and requires a $1,000 minimum deposit.

Banks qualify for our rankings by accepting deposits from all savers, regardless of where they live, either online or through the mail.

Compare this return with the best CD rates from scores of banks in our extensive database.

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