bank rates

CD Rates Leaderboard For Nov. 16, 2011: Four Banks Offer Top 24-Month CDs

This is a great page to bookmark so you can always find the best nationally available deals on the most popular CD rates.Four banks now offer the top nationally available 24-month CD rates.

Unfortunately, this change at the top isn’t the result of a rate increase like we had the other day.

Again, congratulations to iGObanking, the new 36- and 60-month leader.

Now we have a tie at the top of the CD Rates Leaderboard for 2-year CDs because Goldwater Bank cut its rate by one-one hundredth of a percentage point.

That’s a real head-scratcher.

Four banks now pay 1.30% APY.

They include:

AloStar Bank of Commerce (, the online bank based in Birmingham, Ala., which requires a $1,000 minimum deposit.

American Express Bank (, an online bank owned by the credit card company, which requires no minimum opening deposit.

CIT Bank (, the online consumer bank of CIT Group, Inc., which offers financing to small businesses and middle market companies, with a $1,000 minimum deposit.

Goldwater Bank (, which has a single location in Scottsdale, Ariz., with a $5,000 minimum deposit.

Banks qualify for our rankings by accepting deposits from all savers, regardless of where they live, either online or through the mail.

Compare these returns with the best CD rates from scores of banks in our extensive database.

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