bank rates

CD Rates Leaderboard For August 5:
Banks bunch up at top of 6-month CDs

This is a great page to bookmark so you can always find the best nationally available deals on the most popular CD rates.Just one small change to the CD Rates Leaderboard this morning.

AloStar Bank of Commerce lowered its return on 6-month certificates of deposit from 1.12% APY to 1.05% APY.

That’s still enough to be the best nationally-available deal, but not by much. Here are four other banks offering savers nearly as much as AlsoStar:

  • Aurora Bank (, which has branches in Wilmington, Del., and Jersey City, N.J., is paying 1.04% with a minimum deposit of $1,000.
  • Ascencia (, the online division of PBI Bank in Louisville, Ky., is paying 1.02% APY, with a minimum deposit of $500.
  • VirtualBank (, the online division of Lydian Private Bank, based in Palm Beach, Fla., is paying 1.01% APY with a minimum deposit of $10,000.
  • Bank of Internet USA (, an online bank based in San Diego, is also paying 1.01% APY with a minimum deposit of $1,000.

Don’t miss yesterday’s rundown of the best nationally available CD rates from credit unions.

If you’re willing to jump through a few hoops to join, you can make up to 1.50% APY on 6-month CDs and 3.0% APY on 5-year CDs.

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One Existing Comment
  1. Mike Cetera said:
    on August 5th at 10:34 am

    Mike S.: Don’t forget what we have upcoming today and throughout the weekend.

    Later this afternoon, we’ll tell readers about a deal on 24-month CD rates in Connecticut. And then coming this weekend, we’ll give a run-down of the top nationally available 24-month CD rates and write about how Chase Bank’s CD rates compare to the other other big banks.