bank rates

CD Rates Leaderboard For July 24, 2012: Kansas Bank Boosts Top Yield Over 2%

This is a great page to bookmark so you can always find the best nationally available deals on the most popular CD rates. A bank new to the CD Rates Leaderboard storms in with the lead in two terms.

And one yield is — wait for it — more than 2%.

With a $5,000 minimum deposit, National Bank Of Kansas City pays:

  • 1.51% APY for 36-month CDs.
  • 2.02% APY for 60-month CDs.

While that 36-month CD rate tops the former term leader by just one one-hundredth of a percentage point, the 60-month CD rate is more than a tenth of a percentage point better than the previous top offering.

And it marks the first time we’ve seen a rate above 2% anywhere on the Leaderboard since Jan. 5.

Overland Park, Kan.-based National Bank Of Kansas City is owned by Ameri-National Corp., along with Arizona’s Heritage Bank, which unfortunately doesn’t offer such stellar CD rates.

National Bank Of Kansas City does have a history of good rates. We’ve featured this bank several times in the past, including most recently in 2010, when it offered a 24-month CD that paid more than 3%.

There’s just one snag: If you want to buy one of these certificates of deposit, you need to call customer service.

Although National Bank Of Kansas City has sold CDs online in the past, and plans to again in the future, the online system is currently being updated.

The number to call to speak to a representative, who will detail the process, is 913-905-2100.

Of course, if you’re in metropolitan Kansas City, you can buy CDs in person at a branch.

There are locations in Overland Park and Leawood, Kan.; and Excelsior Springs, Lee’s Summit, Liberty and Platte City, Mo.

You can learn more about National Bank Of Kansas City at

Banks qualify for our Leaderboard rankings by accepting deposits from all savers, regardless of where they live, either online or through the mail.

We don’t include credit unions because of the restrictions they place in order to open an account.

That doesn’t necessarily make these deals any less valuable (although there are sometimes fees to join); it just means you have to jump through a few more hoops.

Compare these returns with the best CD rates from scores of banks in our extensive database.

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Comments (1)
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One Existing Comment
  1. Kathy at Bankaholic said:
    on August 13th at 06:21 am

    National Bank Of Kansas City’s rates are now lower: 1.76% APY for 60-month CDs and 1.31% APY for 36-month CDs.