bank rates

CD Rates Leaderboard For July 18:
Three Top Spots Change Hands Today

This is a great page to bookmark so you can always find the best nationally available deals on the most popular CD rates. We’re starting the week with a bunch of changes on our CD Rates Leaderboard.

Bank of Internet USA now has the best nationally available deals on 6- and 12-month certificates of deposit.

The online bank based in San Diego raised its rates to 1.15% APY on 6-month CDs and 1.33% APY on 12-month CDs, with a $1,000 minimum balance.

The top 6-month CD hasn’t paid that much since March 15, and that’s the best nationally available return we’ve seen on 12-month CDs since mid-June.

Unfortunately, Quaint Oak Bank dropped what had been the top 60-month CD rate from 2.65% APY to 2.55% APY.

That allowed MainStreet Bank, which has four branches in northern Virginia, to become the new leader in 5-year CD rates, paying 2.60% APY with a $500 minimum deposit.

Just remember that you’ve got to click through the savings account application process to find MainStreet’s CD rates.

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