bank rates

CD Rates Leaderboard For Jan. 19, 2012: Bank Raises Rate To Claim Top 6-Month CD

This is a great page to bookmark so you can always find the best nationally available deals on the most popular CD rates.One bank cut its CD rates. Another raised them.

As a result, we have a new leader in nationally available 6-month CD rates.

AloStar Bank of Commerce has raised its rate from 0.76% APY to 0.85% APY. That’s good enough to earn the top spot on our CD Rates Leaderboard.

AloStar Bank (, an online bank based in Birmingham, Ala., requires a $1,000 minimum deposit to purchase its certificates of deposit.

It replaces Virtual Bank, which cut its rate from 0.85% APY to 0.80% APY, now good enough for the second-best nationally available 6-month CD rates.

Virtual Bank (, the online division of Sabadell United Bank, based in Miami, requires a $10,000 minimum deposit.

Its rate is tied with one other bank, Stonebridge Bank (, which requires a $500 minimum deposit. Stonebridge has four branches in suburban Philadelphia.

Banks qualify for our rankings by accepting deposits from all savers, regardless of where they live, either online or through the mail.

Compare these returns with the best CD rates from scores of banks in our extensive database.

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Comments (1)
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One Existing Comment
  1. Kathy at Bankaholic said:
    on March 8th at 09:59 am

    Stonebridge Bank’s 6-month rate has dropped to 0.70% APY, but the other rates are all still available.