bank rates

CD Rates Leaderboard For December 7

The government says it’s reached a deal to sell its remaining stake in Citigroup, and will end up turning a profit of $12 billion on its bailout of the giant bank.

Geesh, even Washington is making more money off the banks than savers are right now.

As CD rates slide lower and lower, we’re also seeing a much smaller difference between what the top-paying banks are offering.

That’s why we now have multiple leaders for two different CD rates.

Here’s where to find the best nationally available CDs right now:

TERM BANK RATE MIN. DEPOSIT
3-Month CDs Sanibel Captiva 0.95% APY $1,000
6-Month CDs Aurora Bank 1.11% APY $1,000
Bank of Internet 1.11% APY $1,000
Ascencia 1.11% APY $1,000
12-Month CDs Melrose Credit Union 1.41% APY $5,000
Bank of Internet 1.41% APY $1,000
24-Month CDs Melrose Credit Union 1.66% APY $5,000
36-Month CDs Melrose Credit Union 2.17% APY $5,000
60-Month CDs Melrose Credit Union 2.93% APY $5,000


Banks and credit unions qualify for our rankings by selling their certificates of deposit online or through the mail, to savers nationwide.

Melrose Credit Union continues to be one of the few credit unions eligible for our rankings because its unique charter allows anyone to join for only $1, regardless of where they live or work. (You will also be required to hold at least $25 in a savings account.)

Compare these returns with the best CD rates from scores of other banks in our database.

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  1. DealMaven said:
    on December 8th at 09:46 am

    The CD Rates Leaderboard for December 7 was unchanged overnight. We’ll check again tomorrow.